实体类-银行账户余额推算表（Savings Account Class）

声明：金额计算未采用BigDecimal类。

代码如下：

package example;
//JHTP Exercise 8.5: Savings Account Class
//by pandenghuang@163.com
/**(Savings Account Class) Create class SavingsAccount. Use a static 
 * variable annualInterestRate to store the annual interest rate for
 * all account holders. Each object of the class contains a private 
 * instance variable savingsBalance indicating the amount the saver 
 * currently has on deposit.Provide method calculateMonthlyInterest 
 * to calculate the monthly interest by multiplying the savingsBalance
 * by annualInterestRate divided by 12—this interest should be added 
 * to savings-Balance. Provide a static method modifyInterestRate
 * that sets the annualInterestRate to a new value. Write a program 
 * to test class SavingsAccount. Instantiate two savingsAccount objects,
 * saver1 and saver2, with balances of $2000.00 and $3000.00, respectively.
 * Set annualInterestRate to 4%, then calculate the monthly interest for 
 * each of 12 months and print the new balances for both savers. Next, 
 * set the annualInterestRate to 5%, calculate the next month’s interest
 *  and print the new balances for both savers.
*/

class SavingAccount
{
   public static double annualInterestRate; 
   private double savingsBalance; 

   public SavingAccount(double savingsBalance)
   {
      this.savingsBalance=savingsBalance; 
   } 
   
   public double calculateMonthlyInterest(){ 
	   savingsBalance+=savingsBalance*annualInterestRate/12;
	   return savingsBalance;
   }
   
   public static void modifyInterestRate(double annualIR){  
	   annualInterestRate=annualIR;
   }
 
} 
	
public class SavingAccountTest 
{
   public static void main(String[] args)
   {
      SavingAccount saver1 = new SavingAccount(2000.00); 
      SavingAccount saver2 = new SavingAccount(3000.00); 
      
      SavingAccount.modifyInterestRate(0.04);
      System.out.printf("本年度年利率为百分之%.2f，每月账户余额推算如下：\n",
    		  100*SavingAccount.annualInterestRate);
      System.out.println("月份\t储户1\t\t储户2");
      for(int i=1;i<=12;i++){
    	  System.out.printf("%d\t%.2f\t\t%.2f\n",i,saver1.calculateMonthlyInterest(),
    			  saver2.calculateMonthlyInterest());  
      }
      
      SavingAccount.modifyInterestRate(0.05);
      System.out.printf("\n下一年度年利率为为百分之%.2f，每月账户余额推算如下：\n",
    		  100*SavingAccount.annualInterestRate);
      System.out.println("月份\t储户1\t\t储户2");
      for(int i=1;i<=12;i++){
    	  System.out.printf("%d\t%.2f\t\t%.2f\n",i,saver1.calculateMonthlyInterest(),
    			  saver2.calculateMonthlyInterest());  
      }
      
   } 
}

运行结果：

本年度年利率为百分之4.00，每月账户余额推算如下：
月份 储户1  储户2
1 2006.67  3010.00
2 2013.36  3020.03
3 2020.07  3030.10
4 2026.80  3040.20
5 2033.56  3050.33
6 2040.33  3060.50
7 2047.14  3070.70
8 2053.96  3080.94
9 2060.81  3091.21
10 2067.68  3101.51
11 2074.57  3111.85
12 2081.48  3122.22

下一年度年利率为为百分之5.00，每月账户余额推算如下：
月份 储户1  储户2
1 2090.16  3135.23
2 2098.86  3148.30
3 2107.61  3161.42
4 2116.39  3174.59
5 2125.21  3187.82
6 2134.07  3201.10
7 2142.96  3214.44
8 2151.89  3227.83
9 2160.85  3241.28
10 2169.86  3254.78
11 2178.90  3268.35
12 2187.98  3281.96

测试数据：

与Excel中的计算结果一致。

2016			2016
Month	Account1	Account2	Month	Account1	Account2
	Display	Display		Display	Display
1	2006.67	3010	1	2090.16	3135.23
2	2013.36	3020.03	2	2098.86	3148.3
3	2020.07	3030.1	3	2107.61	3161.42
4	2026.8	3040.2	4	2116.39	3174.59
5	2033.56	3050.33	5	2125.21	3187.82
6	2040.33	3060.5	6	2134.07	3201.1
7	2047.14	3070.7	7	2142.96	3214.44
8	2053.96	3080.94	8	2151.89	3227.83
9	2060.81	3091.21	9	2160.85	3241.28
10	2067.68	3101.51	10	2169.86	3254.78
11	2074.57	3111.85	11	2178.9	3268.35
12	2081.48	3122.22	12	2187.98	3281.96