看了诺贝尔经济学奖得主的blog后, 似乎明白了信贷危机的问题, 房地产崩盘的问题. 下面是一段直白的解释: Banks (broadly defined to include investment banks and the many other lenders) borrow--bank deposits, for example, are loans to banks--and then lend out what they have borrowed. As a result, their loans are much larger than their capital assets (cash, a building, etc.). If their capital shrinks in value, they have less protection against the possibility that the loans they make will not be repaid in full. If a 阅读全文>
发表于 @ 2008年10月05日 23:22:00|评论(loading...)|举报|收藏