责任链模式

<?php
abstract class Account
{
    protected $successor;
    protected $balance;

    public function setNext(Account $account)
    {
        $this->successor = $account;
    }

    public function pay(float $amountToPay)
    {
        if ($this->canPay($amountToPay)) {
            echo sprintf('Paid %s using %s' . PHP_EOL, $amountToPay, get_called_class());
        } elseif ($this->successor) {
            echo sprintf('Cannot pay using %s. Proceeding ..' . PHP_EOL, get_called_class());
            $this->successor->pay($amountToPay);
        } else {
            throw new Exception('None of the accounts have enough balance');
        }
    }

    public function canPay($amount): bool
    {
        return $this->balance >= $amount;
    }
}

class Bank extends Account
{
    protected $balance;

    public function __construct(float $balance)
    {
        $this->balance = $balance;
    }
}

class Paypal extends Account
{
    protected $balance;

    public function __construct(float $balance)
    {
        $this->balance = $balance;
    }
}

class Bitcoin extends Account
{
    protected $balance;

    public function __construct(float $balance)
    {
        $this->balance = $balance;
    }
}

// Let's prepare a chain like below
//      $bank->$paypal->$bitcoin
//
// First priority bank
//      If bank can't pay then paypal
//      If paypal can't pay then bit coin

$bank = new Bank(100);          // Bank with balance 100
$paypal = new Paypal(200);      // Paypal with balance 200
$bitcoin = new Bitcoin(300);    // Bitcoin with balance 300

$bank->setNext($paypal);
$paypal->setNext($bitcoin);

// Let's try to pay using the first priority i.e. bank
$bank->pay(259);

// Output will be
// ==============
// Cannot pay using bank. Proceeding ..
// Cannot pay using paypal. Proceeding ..:
// Paid 259 using Bitcoin!