Brandow says his parents taught him financial basics like balancing a check book

Brandow says his parents taught him financial basics like balancing a check book, but he doesn't remember learning about credit and debt. So he set out to teach himself about money. "I hit the internet and started looking for coach bags," he recalls. "There had to be some secret out there I'd been overlooking for years, some get-out-of-debt-quick scheme they forgot to tell me in college. I came across Dave Ramsey, and since I didn't have any cash, I went to the public library and picked up his book 'The Total Money Makeover.' I read it in three days." Brian Brandow / Debt Discipline It's important to Brandow that coach handbags his three children, now ages 12, 15, and 15, learn about managing money well before they need to. That book kick-started the family's journey out of debt. First, coach outlet cut up four of their credit cards. Then they called up the remaining company and had their credit limit dropped to $1,000. He made an Excel spreadsheet and wrote down every single little coach bags uk the family had each month and cut out luxuries like the satellite radio he enjoyed on his commute to work and the kids' subscription video game service. They stopped going out to eat immediately.

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