求高手指点！！！！

 

#include<iostream>
#include<cmath>
using namespace std;
int main()
{
 double principal;
 double rate;
 double payperyear;
 double numyears;
 double denom;
 double payment;
 double number;
 double e;
 double b;
 double pow;   
    cout<<"输入本金:";  
    cin>>principal; 
    cout<<"输入利率:";
 cin>>rate;
 cout<<"输入每年偿还贷款的次数:";
 cin>>payperyear;
 cout<<"贷款的年限:";
 cin>>numyears;
 number=rate*principal/payperyear;
 b=(rate*payperyear);
 e=-(payperyear*numyears);
 denom=1-pow(b,e); 
 payment=number/denom;
 cout<<"payment is "<<payment;  

return 0;
}

 

error C2064: term does not evaluate to a function

是POW的问题吗？？？？

求高手指点啊！！！