Is it a good choice to invest in stellar?

The stellar code is XLM. It is a digital currency project initiated by former Riprick founder Jed McCaleb, used to build a decentralized gateway for transmission between digital currency and fiat currency. It is a distributed payment network based on Ripple's protocol but several modifications to the key consensus code. The stellar's vision is: In the future, digital currency can solve people's financial circulation restrictions.

Stellar tries to build a distributed payment system that can absorb the advantages of Bitcoin and Raycom and is superior to Ripple.

XLM is the basic digital currency used in the stellar payment network. The total number of designs extracted is 100 billion, which is the same as the total amount of Reverb. However, the exploitation of stellar coinis not gradually reduced, but increased by 1% per year.

In the stellar payment network, users can use the stellar currency as the base currency and can transfer any currency through the XLM, including the US dollar, RMB, Euro, Japanese yen, or Bitcoin.

Unlike Ripple, 50% of the stellar currency is distributed to users all over the world directly through the distribution plan, and 25% of XLM is allocated to people who lack financial services and those non-profit organizations by increasing coverage plans. 20% of the stellar currency is allocated through the Bitcoin plan. The remaining 5% as operating expenses of the stellar operating company.

In other words, 95% of the XLM are sent out.

Lumen is organized and operated by the Stellar Foundation. It is a non-profit organization with the core concept of environmental protection, charity and financial inclusion.

Stellar partners have three major giants, Stripe, IBM, and Deloitte to deep-hill technology in China:

Stellar is fully supported by the payment technology company Stripe. Stripe is paid by the fourth party and the company has a valuation of 10 billion.

Big Blue IBM disclosed at Sibos 2017 that it had reached a cooperation with the blockchain to use stellar custom cryptocurrencies to realize real-time cross-border payment of currency bills.

Deloitte is one of the largest professional service companies in the world. The name is unknown in the industry. Currently, stellar Net has been integrated to create an innovative cross-border payment application. The project was launched at the May 2016 New York Consensus Summit and Deloitte Digital Bank is now able to provide cross-border real-time payments.

On May 11, 2017, Shenqiu Technology and Stellar stellar Network held a strategic cooperation signing ceremony at Jinqiu Shanghai Headquarters. The two parties will jointly establish a Sino-US joint venture Gingpay and use Stellar, a stellar network, to build a global customer base. Online payment platform and technical support for institutions and individuals accessing Stellar, a stellar network.

Shenqiu Technology is a wholly-owned subsidiary of Jinqiu. It is a well-known financial technology service provider in China and has nearly 100 international financial institution customers. The company's shares have been listed on the New Third Board.

At the end of 2016, Levision Financial Blockchain Labs also cooperated with Stellar to promote the business in the payment sector. However, with the collapse of LeTV's Kingdom, the project may have been scrapped.

When faced with Ripple and stellars, it is sure to think that which investment is better?