excel中数字直接转换为中文大写

="大写金额："&IF(TRIM(B1)="","",IF(B1=0,"","人民币"&IF(B1<0,"负",)&IF(INT(B1),TEXT(INT(ABS(B1)),"[dbnum2]")&"元",)&IF(INT(ABS(B1)*10)-INT(ABS(B1))*10,TEXT(INT(ABS(B1)*10)-INT(ABS(B1))*10,"[dbnum2]")&"角",IF(INT(ABS(B1))=ABS(B1),,IF(ABS(B1)<0.1,,"零")))&IF(ROUND(ABS(B1)*100-INT(ABS(B1)*10)*10,),TEXT(ROUND(ABS(B1)*100-INT(ABS(B1)*10)*10,),"[dbnum2]")&"分","整")))

exp: 123.45 ==人民币：壹佰贰拾叁元肆角伍分