小额批量支付系统可以完成跨行资金清算吗_网上支付跨行清算系统与大小额支付系统有什么区别？...

最新推荐文章于 2024-08-12 08:34:21 发布

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最新推荐文章于 2024-08-12 08:34:21 发布

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文章标签：小额批量支付系统可以完成跨行资金清算吗

本文链接：https://blog.csdn.net/weixin_36109676/article/details/111960527

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国外就两个概念,clearing, settlement

Clearing is the process of sending out, reconciling and in some cases confirming payment orders or security transfer prior to settlement.

Settlement is the act of transferring ‘securities and final funds’ between two parties. In simple words, clearing is the process of determining the obligations – who owes what to whom, and settlement is the process of actually fulfilling those obligations.

clearing就是算,settlement就是发生实际资金划转那下.很清晰简单,为啥国内搞出那么多乱七八糟的概念.还一堆人一本正经地胡说八道.