$product=Mage::getModel('catalog/product')->load($id);
OR
$product=Mage::getModel('catalog/product')->loadByAttribute('sku',$sku);
$product->getTypeId==='configurable'
$product=Mage::getModel('catalog/product')->load($id);
OR
$product=Mage::getModel('catalog/product')->loadByAttribute('sku',$sku);
$product->getTypeId==='configurable'