Dear Colleague,
2013 picture is going to open for Chinese, it is a new spring, in this celebration of happy moments, I would like to all members of credit retail team, and their families to extend my sincere gratitude and cordial greetings! Wish everyone a happy new year, the year of the snake.
As the year comes to a close, I would like to thank you all for making this a great year where Credit Retail team delivered on our priorities.
Despite the challenging operating environment in 2012, we have exceeded all financial and reengineering targets. We have delivered a clean year with no major issues in regulatory reviews, and will continue to focus on this critical success factor in 2013.
Living up to the motto of 'work hard, play harder', we have found time to bond as a team through the various 200 Years Citi, VoE, Live Well and community activities.
In the past year, retail development team get a great of significance in the history of years, is a bumper harvest, a fruitful year, is inspiring year. The team all staff be of one heart and one mind, pragmatic, successfully completed the task.
I am forever grateful for the hard work in Credit Retail Team, I know from whom they come. All things are possible.
Below projects be completed successfully in 2012:
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New year, new start, a new journey, new hope. Create more shine with great splendor of a better tomorrow, we need to seize opportunities, meet the challenges, keep pace with the times. I firmly believe that, our team will be better tomorrow.
2013 presents another year of possibilities, challenges and achievements for all of us, and I look forward to your continued support.
I wish you health, happiness, succeeding work, good luck in everything! Happy new Year in advance!