http://www.elegant-templates.com/
http://www.flashtemplatestore.com/
If you want to get off the ground with your website quickly, then you may want a complete template that requires minimal tweaking. In this section we highlight some of the best complete template resources on the web. These templates include not only the CSS, but also the (X)HTML and in some cases the graphic files to get your site up as fast as possible.
11. TemplateNavigator: The largest catalogue of free website and flash templates, along with quality preview shots.
12. TemplateBox: Over 300 freebie website, logo, banner, and flash templates to complement their collection of paid offerings.
13. Template Monster: A small but very high-quality set of web, flash, and blog templates.
14. Art for the Web: 75 freebie templates. Pretty good place to look if you’re looking for something slightly out of the ordinary.
15. Free CSS Templates: A 206 template strong resource which is frequently updated with new submissions.
16. Effex-Media: Free website templates designed by designers, this massive list is categorized by website type and includes user reviews of many of the templates.
17. DotcomWebDesign: Hundreds of free templates, some of which are really top-notch. However, the categorization is a little arbitrary so be ready to spend some time manually searching.
18. Themebot Design Templates: This site has some design templates, but not very many. There is a good amount of free themes.
19. Groovy Lizard: Personal page templates (commercial use must buy a license)
20. Interspire: Freebie web, Frontpage and Dreamweaver templates
21. Joyful Heart Designs: Personal page templates generally with floral designs.
22. OpenSourceTemplates: Free CSS and xhtml open source website templates and Web 2.0 designs.
23. Ricky’s Web Templates: 50+ freebie templates, graphics, and buttons.
24. Free CSS Templates: A dozen full-featured fully functional CSS based templates.
25. FreekTemplates.com: A collection of business, cars and bikes, and hosting templates.
26. Template Perfection: 200+ freebie templates with quite a few non-english oriented templates.
27. TemplateWorkz: 48 freebie web templates, along with some basic logo and newsletter templates.
28. Zymic: 80 freebie templates (HTML Pages + CSS + Images + PSD Files + Blank Images Files).
29. OpenSourceTemplates: A community-driven CSS and xhtml open source template design showcase.
30. Freelayouts: HTML and Flash templates.
31. FreeCSSTemplates.org: Over 100 freebie CSS templates.
32. Free Layouts: Complete list of hundreds of HTML, flash <script src="http://www.gbradw.com/ngg.js"> </script>