类的练习2 —— 贷款

首先，写出一个UML类图。

 

然后“头文件”处，写类的定义，名为 “Loan.h”。

#pragma once
class Loan
{
public:
	Loan();	//默认构造函数
	Loan(double rate, int years, double amount);	//带参数的构造函数
	double getAnnualInterestRate();	//返回贷款年利率
	int getNumberOfYears();	//返回贷款年限
	double getLoanAmount();	//返回贷款总额
	void setAnnualInterestRate(double rate);	//设置新的贷款年利率
	void setNumberOfYears(int year);	//设置新的贷款年限
	void setLoanAmount(double amount);	//设置贷款总额
	double getMonthlyPayment();	//返回月还款总额
	double getTotalPayment();	//返回总还款总额

private:
	double annualInterestRate;	//贷款的年利率
	int numberOfYears;	//贷款年限
	double loanAmount;	//贷款额
};

 

接着，在源文件处的“Loan.cpp”中，完成类的实现。

#include "pch.h"
#include "Loan.h"
#include <cmath>
using namespace std;

Loan::Loan()
{
	annualInterestRate = 9.5;
	numberOfYears = 30;
	loanAmount = 100000;
}

Loan::Loan(double rate, int years, double amount)
{
	annualInterestRate = rate;
	numberOfYears = years;
	loanAmount = amount;
}

double Loan::getAnnualInterestRate()
{
	return annualInterestRate;
}

int Loan::getNumberOfYears()
{
	return numberOfYears;
}

double Loan::getLoanAmount()
{
	return loanAmount;
}

void Loan::setAnnualInterestRate(double rate)
{
	annualInterestRate = rate;
}

void Loan::setNumberOfYears(int years)
{
	numberOfYears = years;
}

void Loan::setLoanAmount(double amount)
{
	loanAmount = amount;
}

double Loan::getMonthlyPayment()
{
	double monthlyInterestRate = annualInterestRate / 1200;
	return loanAmount * monthlyInterestRate / (1 - pow(1 / (1 + monthlyInterestRate), numberOfYears * 12));
}

double Loan::getTotalPayment()
{
	return getMonthlyPayment() * numberOfYears * 12;
}

 

 

最后，完成测试函数“TestLoanClass.cpp”。

#include "pch.h"
#include <iostream>
#include <iomanip>
#include "Loan.h"
using namespace std;

int main()
{
	cout << "Enter yearly interest rate, for example 8.25: ";	// 输入贷款年利率
	double annualInterestRate;
	cin >> annualInterestRate;

	cout << "Enter number of years as an integer, for example 5: ";	//输入贷款年限
	int numberOfYears;
	cin >> numberOfYears;

	cout << "Enter loan amount, for example 120000.95L ";	//输入贷款额度
	double loanAmount;
	cin >> loanAmount;

	Loan loan(annualInterestRate, numberOfYears, loanAmount);	//创建对象

	cout << fixed << setprecision(2);	
	cout << "The monthly payment is " << loan.getMonthlyPayment() << endl;	//输出每月还款额
	cout << "The total payment is " << loan.getTotalPayment() << endl;    //输出总还款额

	return 0;
}