关于企业到个人的转账

微信和支付宝都提供了转账功能。

• 微信转账参考资料地址
  请求示例

<xml>
	<mch_appid>wxe062425f740c30d8</mch_appid>
	<mchid>10000098</mchid>
	<nonce_str>3PG2J4ILTKCH16CQ2502SI8ZNMTM67VS</nonce_str>
	<partner_trade_no>100000982014120919616</partner_trade_no>
	<openid>ohO4Gt7wVPxIT1A9GjFaMYMiZY1s</openid>
	<check_name>FORCE_CHECK</check_name>
	<re_user_name>张三</re_user_name>
	<amount>100</amount>
	<desc>节日快乐!</desc>
	<spbill_create_ip>10.2.3.10</spbill_create_ip>
	<sign>C97BDBACF37622775366F38B629F45E3</sign>
</xml>

响应成功示例

<xml>
	<return_code><![CDATA[SUCCESS]]></return_code>
	<return_msg><![CDATA[]]></return_msg>
	<mch_appid><![CDATA[wxec38b8ff840bd989]]></mch_appid>
	<mchid><![CDATA[10013274]]></mchid>
	<device_info><![CDATA[]]></device_info>
	<nonce_str><![CDATA[lxuDzMnRjpcXzxLx0q]]></nonce_str>
	<result_code><![CDATA[SUCCESS]]></result_code>
	<partner_trade_no><![CDATA[10013574201505191526582441]]></partner_trade_no>
	<payment_no><![CDATA[1000018301201505190181489473]]></payment_no>
	<payment_time><![CDATA[2015-05-19 15：26：59]]></payment_time>
</xml>

响应失败示例

<xml>
	<return_code><![CDATA[FAIL]]></return_code>
	<return_msg><![CDATA[系统繁忙,请稍后再试.]]></return_msg>
	<result_code><![CDATA[FAIL]]></result_code>
	<err_code><![CDATA[SYSTEMERROR]]></err_code>
	<err_code_des><![CDATA[系统繁忙,请稍后再试.]]></err_code_des>
</xml>

• 支付宝转账参考资料地址

请求示例

AlipayClient alipayClient = new DefaultAlipayClient("https://openapi.alipay.com/gateway.do","app_id","your private_key","json","GBK","alipay_public_key","RSA2");
AlipayFundTransToaccountTransferRequest request = new AlipayFundTransToaccountTransferRequest();
request.setBizContent("{" +
"\"out_biz_no\":\"3142321423432\"," +
"\"payee_type\":\"ALIPAY_LOGONID\"," +
"\"payee_account\":\"abc@sina.com\"," +
"\"amount\":\"12.23\"," +
"\"payer_show_name\":\"上海交通卡退款\"," +
"\"payee_real_name\":\"张三\"," +
"\"remark\":\"转账备注\"" +
"}");
AlipayFundTransToaccountTransferResponse response = alipayClient.execute(request);
if(response.isSuccess()){
System.out.println("调用成功");
} else {
System.out.println("调用失败");
}

响应成功示例

{
    "alipay_fund_trans_toaccount_transfer_response": {
        "code": "10000",
        "msg": "Success",
        "out_biz_no": "3142321423432",
        "order_id": "20160627110070001502260006780837",
        "pay_date": "2013-01-01 08:08:08"
    },
    "sign": "ERITJKEIJKJHKKKKKKKHJEREEEEEEEEEEE"
}

响应异常示例

{
    "alipay_fund_trans_toaccount_transfer_response": {
        "code": "20000",
        "msg": "Service Currently Unavailable",
        "sub_code": "isp.unknow-error",
        "sub_msg": "系统繁忙"
    },
    "sign": "ERITJKEIJKJHKKKKKKKHJEREEEEEEEEEEE"
}