支付宝提现

支付宝提现

服务端请求测试使用 公钥证书方式，接口规范支付宝平台文档API：链接: alipay.

jar引入

        <!--支付宝jar包-->
		<!-- https://mvnrepository.com/artifact/com.alipay.sdk/alipay-sdk-java -->
		<dependency>
			<groupId>com.alipay.sdk</groupId>
			<artifactId>alipay-sdk-java</artifactId>
			<version>4.13.45.ALL</version>
		</dependency>

控制层

 /**
     * 钱包金额提现
     * @param withdrawalVO
     * @return
     */
    @RequiresPermissions("client")
    @PostMapping("/cashAdvance")
    @RequiredLicense(value = "license")
    public ResultVO cashAdvance(@RequestBody WithdrawalVO withdrawalVO){
   
        log.info("钱包金额提现   提现金额 = {} ",withdrawalVO);
        try {
   
            return aliPayAppSpendService.cashAdvance(withdrawalVO);
        }catch (Exception e){
   
            log.info("提现失败 {}", e);
            return ReResult.result(1,"提现失败",null);
        }
    }

service

提现金额申请提现后冻结金额，成功后扣除冻结金额，失败返还，返回处理中则定时任务轮询单笔转账查询。

  /**
     * 钱包金额提现
     *
     * @param withdrawalVO
     * @return
     */
    @Transactional(rollbackFor = Exception.class)
    public ResultVO cashAdvance(WithdrawalVO withdrawalVO) throws Exception {
   
        Integer userId = JWTUtil.autoGetUserId();
        //校验参数
        ResultVO resData = checkWithdrawal(withdrawalVO);
        if (resData.getStatus() == 1) {
   
            return resData;
        }

        //获取当前登陆用户的提现支付宝账号及真实姓名
        QueryWrapper<CashAccount> queryWrapper = new QueryWrapper<>();
        queryWrapper.eq("user_id", userId);
        queryWrapper.eq("channel", 1);
        List<CashAccount> cashAccountList = cashAccountMapper.selectList(queryWrapper);
        if (CollectionUtils.isEmpty(cashAccountList)) {
   
            return new ResultVO(1, "您尚未绑定支付宝账户，无法提现。");
        }

        //判断今日是否已提现
        QueryWrapper<WithdrwalRecord> withdrwalWrapper = new QueryWrapper<>();
        withdrwalWrapper.eq("user_id", userId);
        withdrwalWrapper.apply("DATE_FORMAT(now(),'%Y-%m-%d') = DATE_FORMAT(create_time,'%Y-%m-%d')");
        List<WithdrwalRecord> wthdrwalRecordList = withdrwalRecordMapper.selectList(withdrwalWrapper);
        if(!CollectionUtils.isEmpty(wthdrwalRecordList)){
   
            return new ResultVO(1, "今日已提现，请明日再操作");
        }

        //判断提现金额
        Parameter parameter = parameterMapper.queryParameterByCode("withdrawal_amount");
        BigDecimal amount = new BigDecimal(parameter.getValue());
        BigDecimal withdrawalAmount = new BigDecimal(withdrawalVO.getWithdrawalAmount());
        if (withdrawalAmount.compareTo(amount) < 0) {
   
            return new ResultVO(1, "请输入大于"+amount+"的金额。");
        }

        UserVitalVO userVitalVO=new UserVitalVO();
        userVitalVO.setUserId(userId);
        UserVitalVO userVital=userMapper.getUserWalletBalance(userVitalVO);
        if(userVital==null){
   
            return new ResultVO(1, "用户不存在");
        }
        if(StringUtils.isEmpty(userVital.getBalance()) || new BigDecimal(userVital.getBalance().toString()).compareTo(new BigDecimal(withdrawalVO.getWithdrawalAmount()))<0){
   
            return new ResultVO(1, "用户可提现金额不足");
        }


        String account = cashAccountList.get(0).getAccount();
        String trueName = cashAccountList.get(0).getName();

        /*获取转账需要的参数*/
        //生产唯一订单号
        String orderNum = PayAliUtil.createWithdrawalOrderNum(JWTUtil.autoGetUsername());
        //提现金额
        String ammountStr = withdrawalVO.getWithdrawalAmount();
        BigDecimal received= null;
        WithdrwalRecord withdrwalRecord= null;

        try {
   
            //冻结金额
            UserVitalVO balance=new UserVitalVO();
            balance.setUserId(userId);
            BigDecimal sBalance=userVital.getBalance().subtract(new BigDecimal(ammountStr));
            balance.setBalance(sBalance);
            if(userVital.getFrozenAmount()==null){
   
                userVital.setFrozenAmount(new BigDecimal(0.00));
            }
            BigDecimal frozenAmount=userVital.getFrozenAmount().add(new BigDecimal(ammountStr));
            balance.setFrozenAmount(frozenAmount);
            log.info("Balance=  {}   ammountStr= {} sBalance= {}",userVital.getBalance(),ammountStr,sBalance);
            userMapper.updateUserWalletBalance(balance);
            userMapper.updateWalletFrozenAmount(balance);

            //手续费计算
            Parameter recharge = parameterMapper.queryParameterByCode("service_charge");
            String cashBackRate = recharge.getValue();
            BigDecimal rate=new BigDecimal(cashBackRate).divide(new BigDecimal(100));
            BigDecimal serviceCharge=new BigDecimal(ammountStr).multiply(rate);
            received = new BigDecimal(ammountStr).subtract(serviceCharge).setScale(2,BigDecimal.ROUND_DOWN);
            log.info("serviceCharge= {}",received);
            serviceCharge=new BigDecimal(ammountStr).subtract(received);
            log.info