- 博客(5)
- 资源 (1)
- 收藏
- 关注
RSS订阅转载 常用的利率定价 - jason的文章
常用的利率定价 - jason的文章 - 知乎 https://zhuanlan.zhihu.com/p/56662344（一）几种常用的利率定价方法一般的贷款利率定价法包含四种：成本加成定价法，价格领导模型定价法，成本-收益定价法和基准利率加点定价法等。1.成本加成定价法：贷款利率=筹集资金的边际成本+银行的其他经营成本+预计违约风险费用补偿+银行预期利润这个模型适合居于银行领头地位或者信贷市场需求旺盛时采用，是典型的内向型定价模式，充分考虑了银行内部成分和利润因素，但是缺乏对信贷市场
2020-11-17 16:12:18
2940
原创 【读书笔记】_Fraud analysis_Chp4
Chp4 Predictive Analytics for Fraud DetectionIntroductionIn predictive analytics, the aim is to build an analytical model predicting a target measure of interest.Two types of predictive analytics:regression: e.g.: predict the amount of fraud.classifi
2020-11-05 13:36:42
724
原创 【读书笔记】_Fraud analysis_Chp3
Chp3 Descriptive Analytics for Fraud Detection3.1 Introductiondescriptive analytics /unsupervised learning aims at finding unusual anomalous behavior deviating from the average behavior or norm.Norm means:the behavior of the avearage customer at a sna
2020-11-04 15:18:22
769
原创 【读书笔记】_Fraud analysis_Chp2
Chp2 Data Collection, Sampling, and Preprocessing2.1 IntroductionGIGO: garbage in garbage out principal2.2 Types of data sourcesTransactional data:stored in a OLTP(online transaction processing) relational databasesRFM variablesContractual, subscri
2020-11-04 13:56:09
377
原创 【读书笔记】_Fraud analysis_Chp1
Chp1 Fraud:Detection,Prevention and analytics1.1 INTRODUCTIONFraud is an uncommon, well-considered, imperceptibly concealed, time-evolving and often carefully organized crime which appears in many types of forms.Unexhaustive list of fraud categories an
2020-11-04 13:53:33
490
2
空空如也
TA创建的收藏夹 TA关注的收藏夹
TA关注的人