银行卡号变长替换*

<?php
//银行卡号变长替换*
$cart = '5001011992012211112';
$sub_cart = substr($cart,-4);
$length = strlen($cart);
//方案1
$fill_array=array_fill(0,$length-4,"*");
$fill_str = implode($fill_array);
print_r($fill_str.$sub_cart);
//方案2
echo str_pad($sub_cart,$length,"*",STR_PAD_LEFT);
?>