个人银行账户管理程序（储蓄和信用卡）

//date.h
#ifndef __DATE_H__
#define __DATE_H__

class Date {
private:
	int year;
	int month;
	int day;
	int totalDays;

public:
	Date(int year, int month, int day);
	int getYear()const { return year; }
	int getMonth()const { return month; }
	int getDay()const { return day; }
	int getMaxDay()const;//获得当月的天数 
	bool isLeapYear()const {
		return ((year % 4 == 0) && (year % 100 != 0)) || (year % 400 == 0);
	}
	void show() const;//输出当前日期 
	int distance(const Date &date)const {
		return totalDays - date.totalDays;
	}
};
#endif

//date.cpp
#include "date.h"
#include<iostream>
#include<cstdlib>
using namespace std;

namespace {
	const int DAYS_BEFORE_MONTH[] = { 0,31,59,90,120,151,181,212,243,273,304,334,365 };
}

Date::Date(int year, int month, int day) : year(year), month(month), day(day) {
	if (day <= 0 || day>getMaxDay()) {
		cout << "invalid date: ";
		show();
		cout << endl;
		exit(1);
	}
	int years = year - 1;
	totalDays = years * 365 + years / 4 - years / 100 + years / 400 + DAYS_BEFORE_MONTH[month - 1] + day;

	if (isLeapYear() && month>2)totalDays++;
}

int Date::getMaxDay()const {
	if (isLeapYear() && month == 2)
		return 29;
	else
		return DAYS_BEFORE_MONTH[month] - DAYS_BEFORE_MONTH[month - 1];
}
void Date::show() const {
	cout << getYear() << "-" << getMonth() << "-" << getDay();
}

//accumulator.h
#ifndef __ACCUMUKLATOR_H__
#define __ACCUMUKLATOR_H__
#include"date.h"

class Accumulator {
private:
	Date lastDate;
	double value;
	double sum;
	//date为开始累加的日期
	//lastDate为上次变更数值的日期
public:
	Accumulator(const Date &date,double value):lastDate(date),value(value),sum(0){}

	double getSum(const Date &date)const {
		return sum + value*date.distance(lastDate);
	}

	//在date将数值变成value
	void change(const Date &date, double value) {
		sum = getSum(date);
		lastDate = date;
		this->value = value;
	}

	//初始化
	void reset(const Date &date, double value) {
		lastDate = date;
		this->value = value;
		sum = 0;
	}
};
#endif

//account.h
#ifndef __ACCOUNT_H__
#define __ACCOUNT_H__
#include"date.h"
#include"accumulator.h"
#include<string>
class Account {
private:
	std::string id;
	double balance;//余额
	static double total;//所有账户总金额

protected:
	Account(const Date &date, const std::string &id);
	void record(const Date &date, double amount, const std::string &desc);
	void error(const std::string &msg) const;

public:
	const std::string &getID() { return id; }
	double getBalance()const { return balance; }
	static double getTotal() { return total; }
	void show() const;
};


//储蓄账户
class SavingsAccount :public Account {
private:
	Accumulator acc;
	double rate;
public:
	SavingsAccount(const Date &date, const std::string &id, double rate);
	double getRate()const { return rate; }

	void deposit(const Date &date, double amount, const std::string &desc);
	void withdraw(const Date &date, double amount, const std::string &desc);

	void settle(const Date &date);
};


//信用卡账户计算
class CreditAccount :public Account {
private:
	Accumulator acc;//累加器
	double credit;//信用额度
	double rate;//欠款日利率
	double fee;//信用卡年费
	//欠款额
	double getDebt()const {
		double balance = getBalance();
		return (balance < 0 ? balance : 0);
	}
public:
	CreditAccount(const Date &date, const std::string &id, double credit, double rate, double fee);
	double getCredit()const { return credit; }
	double getRate()const { return rate; }
	double getFee()const { return fee; }

	//获得可用信用额度
	double getAvailableCredit()const {
		if (getBalance() < 0)
			return credit + getBalance();
		else
			return credit;
	}

	void deposit(const Date &date, double amount, const std::string &desc);
	void withdraw(const Date &date, double amount, const std::string &desc);

	void settle(const Date &date);
	void show()const;
};
#endif

//account.cpp
#include"account.h"
#include<cmath>
#include<iostream>

using namespace std;

double Account::total = 0;

//account类
Account::Account(const Date &date, const string &id) :id(id), balance(0) {
	date.show();
	cout << "\t#" << id << " created" << endl;
}
void Account::record(const Date &date, double amount, const string &desc) {
	amount = floor(amount * 100 + 0.5) / 100;
	balance += amount;
	total += amount;
	date.show();
	cout << "\t#" << id << "\t" << amount << "\t" << balance << "\t" << desc << endl;
}

void Account::show() const {
	cout << id << "\tBalance: " << balance;
}

void Account::error(const string &msg)const {
	cout << "Error(#" << id << "):" << msg << endl;
}

//SavingsAccount类
SavingsAccount::SavingsAccount(const Date &date,const string &id,double rate):Account(date,id),rate(rate),acc(date,0){}

void SavingsAccount::deposit(const Date &date, double amount, const string &desc) {
	record(date, amount, desc);
	acc.change(date, getBalance());
}


void SavingsAccount::withdraw(const Date &date,double amount,const string &desc){
	if (amount > getBalance()) {
		error("not enough money");
	}
	else {
		record(date, -amount, desc);
		acc.change(date, getBalance());
	}
}

void SavingsAccount::settle(const Date &date) {
	double interest = acc.getSum(date)*rate / date.distance(Date(date.getYear() - 1, 1, 1));
	if (interest != 0)
		record(date, interest, "interesr");
	acc.reset(date, getBalance());
}


//creditaccount类
CreditAccount::CreditAccount(const Date &date, const string &id, double credit, double rate, double fee) :Account(date, id), credit(credit), rate(rate), fee(fee), acc(date, 0) {}

void CreditAccount::deposit(const Date &date, double amount, const string &desc) {
	record(date, amount, desc);
	acc.change(date, getDebt());
}

void CreditAccount::withdraw(const Date &date, double amount, const string &desc) {
	if (amount - getBalance() > credit) {
		error("not enough credit");
	}
	else
	{
		record(date, -amount, desc);
		acc.change(date, getDebt());
	}
}

void CreditAccount::settle(const Date &date) {
	double interest = acc.getSum(date)*rate;
	if (interest != 0)
		record(date, interest, "interest");
	if (date.getMonth() == 1)
		record(date, -fee, "annual fee");
	acc.reset(date, getDebt());
}

void CreditAccount::show()const {
	Account::show();
	cout << "\tAvaliable credit: " << getAvailableCredit();
}

//7_10
#include"account.h"
#include<cmath>
#include<iostream>

using namespace std;

double Account::total = 0;

//account类
Account::Account(const Date &date, const string &id) :id(id), balance(0) {
	date.show();
	cout << "\t#" << id << " created" << endl;
}
void Account::record(const Date &date, double amount, const string &desc) {
	amount = floor(amount * 100 + 0.5) / 100;
	balance += amount;
	total += amount;
	date.show();
	cout << "\t#" << id << "\t" << amount << "\t" << balance << "\t" << desc << endl;
}

void Account::show() const {
	cout << id << "\tBalance: " << balance;
}

void Account::error(const string &msg)const {
	cout << "Error(#" << id << "):" << msg << endl;
}

//SavingsAccount类
SavingsAccount::SavingsAccount(const Date &date,const string &id,double rate):Account(date,id),rate(rate),acc(date,0){}

void SavingsAccount::deposit(const Date &date, double amount, const string &desc) {
	record(date, amount, desc);
	acc.change(date, getBalance());
}


void SavingsAccount::withdraw(const Date &date,double amount,const string &desc){
	if (amount > getBalance()) {
		error("not enough money");
	}
	else {
		record(date, -amount, desc);
		acc.change(date, getBalance());
	}
}

void SavingsAccount::settle(const Date &date) {
	double interest = acc.getSum(date)*rate / date.distance(Date(date.getYear() - 1, 1, 1));
	if (interest != 0)
		record(date, interest, "interesr");
	acc.reset(date, getBalance());
}


//creditaccount类
CreditAccount::CreditAccount(const Date &date, const string &id, double credit, double rate, double fee) :Account(date, id), credit(credit), rate(rate), fee(fee), acc(date, 0) {}

void CreditAccount::deposit(const Date &date, double amount, const string &desc) {
	record(date, amount, desc);
	acc.change(date, getDebt());
}

void CreditAccount::withdraw(const Date &date, double amount, const string &desc) {
	if (amount - getBalance() > credit) {
		error("not enough credit");
	}
	else
	{
		record(date, -amount, desc);
		acc.change(date, getDebt());
	}
}

void CreditAccount::settle(const Date &date) {
	double interest = acc.getSum(date)*rate;
	if (interest != 0)
		record(date, interest, "interest");
	if (date.getMonth() == 1)
		record(date, -fee, "annual fee");
	acc.reset(date, getDebt());
}

void CreditAccount::show()const {
	Account::show();
	cout << "\tAvaliable credit: " << getAvailableCredit();
}