php实现银联商务公众号+服务窗支付 代码

1.平台下单接口
参考地址
注意:若是微信公众号支付 请使用 qmf.webPay 并在 微信公众号的环境中测试

	$mdKey = 'fcAmtnx7MwismjWNhNKdHC44mNXtnEQeJkRrhKJwyrW2ysRR';
	$mid = '898340149000005';
	$tid = '88880001';
	$merOrderId = '3194' . 'SH20191120093138668264';
	$msgSrc = 'WWW.TEST.COM';
	$time = time();
	$notifyUrl = $_W['siteroot'] . './addons/xt_agent/payment/yinlian/notify.php';
	$requestTimestamp = date('Y-m-d H:i:s',$time);
	$msgType = 'qmf.webPay';//微信支付：WXPay.jsPay，支付宝支付：trade.jsPay，银联支付：qmf.jspay(qmf.webPay)
    //根据实际情况，回调时携带的参数
	$attachedData = [
		'money' => $money,
		'module' => $module,
		'number' => $number,
		'number2' => $number2,
		'uniacid' => $_W['uniacid'],
		'acid' => $_W['acid'],
	];
	$attachedData = json_encode($attachedData);///转为json类型
	$data = [
	'instMid' => 'YUEDANDEFAULT',//业务类型
	'merOrderId' => $merOrderId,//订单号
	'mid' => $mid,//商户号
	'msgSrc' => $msgSrc,//消息来源
	'msgType' => $msgType,//消息类型
	'orderDesc' => '测试',//订单描述
	'requestTimestamp' => $requestTimestamp,//报文请求时间
	'tid' => $tid,//终端号
	'totalAmount' => '1',//支付金额
	'notifyUrl' => $notifyUrl,//支付结果通知地址，结果页面会将返回参数通过post传过来。通过status值来判断是否支付成功
	'returnUrl' => $notifyUrl,//网页跳转地址，结果页面会将返回参数通过get传过来。通过status值来判断是否支付成功
	'attachedData' => $attachedData， //携带的参数
	];
	ksort($data, SORT_STRING);
	reset($data);
	$options = '';
	$options2 = '';
	foreach ($data as $key => $value) {
	$options .= $key . '=' . $value .'&';
	///注意 参数还要用urlencode函数处理一下
	$options2 .= $key . '=' . urlencode($value) . '&';
	}
	$options = rtrim($options, '&');
	//存在转义字符，那么去掉转义
	if(get_magic_quotes_gpc()){
		$options = stripslashes($options);
	}
	$sign = md5($options . $mdKey);
	$options2 .= 'sign=' . urlencode($sign);///注意 参数还要用urlencode函数处理一下
	$url = 'https://qr-test2.chinaums.com/netpay-portal/webpay/pay.do?'.$options2;
	exit('<script>top.window.location.href=\'' . $url . '\'</script>');

2.支付结果查询接口

	$msgType = empty($msgType) ? 'query' : $msgType;
	$mdKey = 'fcAmtnx7MwismjWNhNKdHC44mNXtnEQeJkRrhKJwyrW2ysRR';
	$mid = '898340149000005';
	$tid = '88880001';
	$merOrderId = '3194' . 'SH20191120093138668264';
	$msgSrc = 'WWW.TEST.COM';
	$time = time();
	$notifyUrl = $_W['siteroot'] . '/addons/sz_yi/payment/yinlian/notify.php';
	$requestTimestamp = date('Y-m-d H:i:s',$time);
	$data = [
	'instMid' => 'YUEDANDEFAULT',//业务类型
	'merOrderId' => $merOrderId,//订单号
	'mid' => $mid,//商户号
	// 'msgSrc' => 'WWW.HANGZPXWH.COM',//消息来源
	'msgSrc' => $msgSrc,//消息来源
	'msgType' => $msgType,//消息类型
	'requestTimestamp' => $requestTimestamp,//报文请求时间
	'tid' => $tid,//终端号
	];
	ksort($data, SORT_STRING);
	reset($data);
	$options = '';
	$options2 = '';
	foreach ($data as $key => $value) {
	$options .= $key . '=' . $value .'&';
	}
	$options = rtrim($options, '&');
	//存在转义字符，那么去掉转义
	if(get_magic_quotes_gpc()){
		$options = stripslashes($options);
	}
	$sign = md5($options . $mdKey);
	$data['sign'] = $sign;
	$ch = curl_init();
	///json 格式 请求
	$data = json_encode($data);
	$timeout = 5;
	curl_setopt($ch, CURLOPT_URL, 'https://qr-test2.chinaums.com/netpay-route-server/api/');
	curl_setopt($ch, CURLOPT_POST, 1);
	curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, FALSE);
	curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, FALSE);
	curl_setopt($ch, CURLOPT_RETURNTRANSFER, 1);
	// dump(123);die;
	curl_setopt($ch, CURLOPT_POSTFIELDS, ($data));
	curl_setopt($ch, CURLOPT_CONNECTTIMEOUT, $timeout);
	//设置header信息application/x-www-form-urlencoded;charset=utf-8  application/json
	curl_setopt($ch, CURLOPT_HTTPHEADER, array(
	              'Content-Type: application/json',
	               'Content-Length: ' . strlen($data)
	           )
	      );
	curl_setopt($ch, CURLOPT_RETURNTRANSFER, 1);
	$output = curl_exec($ch);
    curl_close($ch);
    $output = json_decode($output);

3.订单退款接口

	$msgType = empty($msgType) ? 'refund' : $msgType;
	$instMid = 'YUEDANDEFAULT';//业务类型
	$mdKey = 'fcAmtnx7MwismjWNhNKdHC44mNXtnEQeJkRrhKJwyrW2ysRR';
	$mid = '898340149000005';
	$tid = '88880001';
	$merOrderId = '3194SH2030erererere6666699';//订单号
	$msgSrc = 'WWW.TEST.COM';
	$time = time();
	$notifyUrl = $_W['siteroot'] . '/addons/sz_yi/payment/yinlian/notify.php';
	$requestTimestamp = date('Y-m-d H:i:s',$time);
	$data = [
	'instMid' => $instMid,//业务类型
	'merOrderId' => $merOrderId,//订单号
	'mid' => $mid,//商户号
	'msgSrc' => $msgSrc,//消息来源
	'msgType' => $msgType,//消息类型
	'requestTimestamp' => $requestTimestamp,//报文请求时间
	'tid' => $tid,//终端号
	'refundAmount' => 1,//退款金额
  	'refundDesc' => '测试',//退款说明
	];
	ksort($data, SORT_STRING);
	reset($data);
	$options = '';
	$options2 = '';
	foreach ($data as $key => $value) {
	$options .= $key . '=' . $value .'&';
	}
	$options = rtrim($options, '&');
	//存在转义字符，那么去掉转义
	if(get_magic_quotes_gpc()){
		$options = stripslashes($options);
	}
	$sign = md5($options . $mdKey);
	$data['sign'] = $sign;
	$ch = curl_init();
	///json 格式 请求
	$data = json_encode($data);
	$timeout = 5;
	curl_setopt($ch, CURLOPT_URL, 'https://qr-test2.chinaums.com/netpay-route-server/api/');
	curl_setopt($ch, CURLOPT_POST, 1);
	curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, FALSE);
	curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, FALSE);
	curl_setopt($ch, CURLOPT_RETURNTRANSFER, 1);
	curl_setopt($ch, CURLOPT_POSTFIELDS, ($data));
	curl_setopt($ch, CURLOPT_CONNECTTIMEOUT, $timeout);
	//设置header信息application/x-www-form-urlencoded;charset=utf-8  application/json
	curl_setopt($ch, CURLOPT_HTTPHEADER, array(
	              'Content-Type: application/json',
	               'Content-Length: ' . strlen($data)
	           )
	      );
	curl_setopt($ch, CURLOPT_RETURNTRANSFER, 1);
	$output = curl_exec($ch);
    curl_close($ch);
    $output = json_decode($output);

3. 调试
   若不知道支付结果通知地址返回的参数，可以通过写文件的方式来观看返回的参数结果

$myfile = fopen("./notify.txt", "w") or die("Unable to open file!"); //创建或打开文件
 $post2 = json_encode($post);//根据通知地址返回的是get还是post方式 
 fwrite($myfile, $post2);
fclose($myfile); // 关闭文件

(1)当notify.php 文件代码，不执行时，可以将returnUrl的路径=notifyUrl的路径，观看是否为路径错误，或是否为notify.php因代码错误而无法执行。
(2)若因notify.php代码错误而无法执行。可以通过浏览器访问notifyUrl路径来观看notify.php是否是代码错误，而无法执行