logistic回归预测银行贷款违约情况

先使用随机逻辑回归模型筛选出几个分数较高的特征，然后用这些特征进行逻辑回归模型的训练，然后用来预测未来贷款人的可能违约情况。

数据：

待测数据：

测试代码：

import pandas as pd
import numpy as np
import matplotlib.pyplot as plt
import seaborn as sns
from sklearn.linear_model import LogisticRegression as LR
from sklearn.linear_model import RandomizedLogisticRegression as RLR
from sklearn.model_selection import train_test_split as tts
from pandas import DataFrame as df


def get_data(pathname='bankloan.xls'):
    # 读入数据
    try:
        bank_data = pd.read_excel(pathname)
        x = bank_data.iloc[:, :8]
        y = bank_data.iloc[:, 8]
        return x, y
    except:
        bank_data = pd.read_csv(pathname)
        return bank_data

# 筛选特征值