本文链接：https://blog.csdn.net/weixin_44963099/article/details/106003107
效果图

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<!DOCTYPE HTML>
<html>

<head>
  <meta name="viewport" content="width=device-width, initial-scale=1">
  <meta http-equiv="content-type" content="text/html;charset=utf-8">
  <title>贷款计算器,利率计算器,利息计算器</title>
  <style type="text/css">
    body {
      font-size: 14px;
      line-height: 30px;
    }

    .t {
      margin-top: 2px;
      margin-bottom: 10px;
    }

    .l {
      display: inline-block;
      width: 100px;
      text-align: right;
    }

    .r {
      display: inline-block;
      width: 200px;
      text-align: left;
    }

    .d {
      width: 320px;
      border: 1px solid #ccc;
      padding: 10px;
      text-align: center;
    }

    .c {
      width: 200px;
    }

    .w80 {
      width: 80px;
    }

    .txt-r {
      text-align: right;
    }

    .result {}

    .red {
      color: red;
    }

    .footer {
      font-size: 12px;
    }
  </style>
</head>

<body>
  <div class="d">
    <h1 class="t">贷款计算器</h1>
    <span class="l">贷款金额：</span>
    <span class="r">
      <input id="total" type="number" class="w80 txt-r" value="10000" />元
    </span>

    <span class="l">贷款期限：</span>
    <span class="r">
      <select id="num">
        <script>
          for (var i = 1; i <= 360; i++) {
            document.write("<option>" + i + "</option>");
          }
        </script>
      </select>个月
    </span>

    <span class="l">
      <select id="rateType">
        <option value="year">年利率</option>
        <option value="month">月利率</option>
        <option value="day">日利率</option>
      </select>：
    </span>
    <span class="r">
      <input id="rate" type="number" class="w80 txt-r" value="4.9" />%
    </span>
    <div id="rateDiv"></div>

    <span class="l">还款方式：</span>
    <span class="r">
      <select id="repaymentMethod">
        <option value="debx">等额本息</option>
        <option value="debj">等额本金</option>
      </select>
    </span>

    <input type="button" value="立即计算" class="c" onclick="count()">

    <div class="result">
      <span class="l">总利息：</span>
      <span class="r">
        <span id="totalInterest" class="red"></span>元
      </span>

      <span class="l">本息合计：</span>
      <span class="r">
        <span id="principalInterest" class="red"></span>元
      </span>

      <span class="l" style="vertical-align: top;">每月还款：</span>
      <span class="r" id="repayment">

      </span>
    </div>
    <div class="footer">Powered by <a href="">shanshan</a></div>
  </div>
  <script type="text/javascript">
    function keepDecimalPlaces(value, num) {
      if (isNaN(value)) {
        return 0;
      }
      num = isNaN(num) ? 0 : num;
      var n = Math.pow(10, num);
      return Math.round(value * n) / (n * 1.0);
    }
    function count() {
      var total = new Number(document.getElementById("total").value);
      var num = new Number(document.getElementById("num").value);
      var rateType = document.getElementById("rateType").value;
      var rate = new Number(document.getElementById("rate").value);
      var repaymentMethod = document.getElementById("repaymentMethod").value;
      var year = 0, month = 0, day = 0;
      if (rateType == "year") {
        year = rate;
        month = year / 12;
        day = month / 30;
      } else if (rateType == "month") {
        month = rate;
        year = month * 12;
        day = month / 30;
      } else {
        day = rate;
        month = day * 30;
        year = month * 12;

      }
      var html = "年利率" + keepDecimalPlaces(year, 4) + "%；月利率" + keepDecimalPlaces(month, 4) + "%；日利率" + keepDecimalPlaces(day, 4) + "%";
      document.getElementById("rateDiv").innerHTML = html;
      if (repaymentMethod == "debx") {//等额本息
        debx(total, num, month / 100.0);
      } else {//等额本金
        debj(total, num, month / 100.0);
      }
    }
    function debx(total, num, rate) {
      var temp = Math.pow(1 + rate, num);
      var m = total * rate * temp / (temp - 1);
      document.getElementById("totalInterest").innerHTML = keepDecimalPlaces(m * num - total, 2);
      document.getElementById("principalInterest").innerHTML = keepDecimalPlaces(m * num, 2);
      var html = '<span class="red">' + keepDecimalPlaces(m, 2) + '</span>元';
      document.getElementById("repayment").innerHTML = html;
    }
    function debj(total, num, rate) {
      var mbj = total / num;//每月偿还的本金
      document.getElementById("totalInterest").innerHTML = keepDecimalPlaces((num + 1) * total * rate / 2, 2);
      document.getElementById("principalInterest").innerHTML = keepDecimalPlaces((num + 1) * total * rate / 2 + total, 2);

      var html = '';
      for (var i = 1; i <= num; i++) {
        var m = mbj + (total - mbj * (i - 1)) * rate
        html += '第' + i + '月<span class="red">' + keepDecimalPlaces(m, 2) + '</span>元<br/>';
      }

      document.getElementById("repayment").innerHTML = html;
    }
  </script>
</body>

</html>