微信支付之企业付款到个人（提现）

先去官网了解开发文档：【微信支付】付款开发者文档

1、先去下载证书

apiclient_cert.p12证书：在微信商户平台–>账户设置–>API安全–>证书中下载的 。 （自行下载）

将下载好的证书放在src/main/resources下

2、导入相关pom依赖

    <!-- xml -->
        <dependency>
            <groupId>net.sf.kxml</groupId>
            <artifactId>kxml2</artifactId>
            <version>2.3.0</version>
        </dependency>
        <dependency>
            <groupId>xmlpull</groupId>
            <artifactId>xmlpull</artifactId>
            <version>1.1.3.1</version>
        </dependency>
    <--httpclient-->
         <dependency>
            <groupId>org.apache.httpcomponents</groupId>
            <artifactId>httpclient</artifactId>
        </dependency>

3、代码相关

    /**
     *只是一个简单的示例，像一些余额的校验，还有限额的操作这里没有写
	 * 微信提现（企业付款）
	 * @param userId
	 * @param amount 提现金额
	 * @param request
	 * @return
	 */
    @GetMapping("/wechat/cash")
    @CrossOrigin
    public  Map<String , Object> cash(@RequestParam("openId") String openId,
                            @RequestParam("amount") String amount,
                            HttpServletRequest request){
        Map<String , Object> resMap = new HashMap<String,Object>();
        try {
        	UserInfo userInfo = iUserInfoService.queryByUesrId(Integer.valueOf(userId));
        	if(null == userInfo) {
        		resMap.put("code",0);
                resMap.put("msg","用户不存在");
                return resMap;
        	}
        	if(userInfo.getOpenid()==null) {
        		resMap.put("code",0);
                resMap.put("msg","openid为空，请先去授权");
                return resMap;
        	}
            //校验
        	UserAccount userAccount = iUserAccountService.queryByUserId(Long.valueOf(userId));
        	if(null != userAccount) {
        		if(userAccount.getAccountAmount().compareTo(new BigDecimal(amount)) == -1) {//余额小于提现金额
        			resMap.put("code",0);
                    resMap.put("msg","余额不足");
                    return resMap;
        		}
        	}
            //企业付款参数
            Map<String, String> paraMap = new HashMap<String, String>();

            //获取请求ip地址
            String ip = request.getHeader("x-forwarded-for");

            if(ip == null || ip.length() == 0 || "unknown".equalsIgnoreCase(ip)){
                ip = request.getHeader("Proxy-Client-IP");
            }
            if(ip == null || ip.length() == 0 || "unknown".equalsIgnoreCase(ip)){
                ip = request.getHeader("WL-Proxy-Client-IP");
            }
            if(ip == null || ip.length() == 0 || "unknown".equalsIgnoreCase(ip)){
                ip = request.getRemoteAddr();
            }
            if(ip.indexOf(",")!=-1){
                String[] ips = ip.split(",");
                ip = ips[0].trim();
            }
            String NewDate = DateUtil.getDateFormat(new Date(), "yyyyMMddHHmmss");
            String partnerTradeNo = NewDate+"UID"+userInfo.getId();
            String money = new BigDecimal(amount).multiply(new BigDecimal(100)).setScale(0,BigDecimal.ROUND_DOWN).toString();;
            
            paraMap.put("mch_appid", WXPayConstants.APP_ID);
            paraMap.put("mchid", WXPayConstants.MCH_ID);
            paraMap.put("nonce_str", WXPayUtil.generateNonceStr());
            paraMap.put("partner_trade_no", partnerTradeNo);
            paraMap.put("openid", userInfo.getOpenid());
            paraMap.put("check_name", "NO_CHECK");
            paraMap.put("amount", money);
            paraMap.put("desc", "提现"+amount+"元");
            paraMap.put("spbill_create_ip", ip);

            //用公众号key  失败  ----改为商户key  19-3-12
            //String sign = WXPayUtil.generateSignature(paraMap, WXPayConstants.PATERNER_KEY);//微信公众号开发者密码
            String sign = WXPayUtil.generateSignature(paraMap, WXPayConstants.MCH_SECRET);//商户密码

            paraMap.put("sign", sign);

            String xml = WXPayUtil.mapToXml(paraMap);//将所有参数(map)转xml格式

            //企业付款
            String macPayUrl = WXPayConstants.MAC_PAY_URL;

//            String xmlStr = HttpClientUtil.sendPost(macPayUrl, xml);
            String xmlStr = HttpClientUtil.posts(macPayUrl, xml);

            Map<String, String> map = WXPayUtil.xmlToMap(xmlStr);
            if (CollectionUtil.isNotEmpty(map) && "SUCCESS".equals(map.get("result_code"))) {
                    //成功需要进行的逻辑操作
            		iUserAccountService.cashSuccess(userInfo,amount);
 
            		resMap.put("code",1);
            }else {
                if (CollectionUtil.isNotEmpty(map)) {
                	resMap.put("msg","提现失败:"+map.get("err_code") + ":" + map.get("err_code_des"));
                }
                resMap.put("code",0);
            }

        } catch (Exception e) {
            e.printStackTrace();
            resMap.put("code",0);
            resMap.put("msg","提现失败");
        }

        return resMap;
    }

以下是所涉及到的工具类，一并列举，选自己需要的即可 

import java.io.BufferedReader;
import java.io.IOException;
import java.io.InputStreamReader;
import java.io.PrintWriter;
import java.net.URL;
import java.net.URLConnection;
import java.security.KeyStore;
import java.util.ArrayList;
import java.util.List;
import java.util.Map;
import java.util.Map.Entry;

import javax.net.ssl.SSLContext;

import org.apache.http.NameValuePair;
import org.apache.http.client.config.RequestConfig;
import org.apache.http.client.entity.UrlEncodedFormEntity;
import org.apache.http.client.methods.CloseableHttpResponse;
import org.apache.http.client.methods.HttpPost;
import org.apache.http.conn.ssl.SSLConnectionSocketFactory;
import org.apache.http.entity.StringEntity;
import org.apache.http.impl.client.CloseableHttpClient;
import org.apache.http.impl.client.HttpClients;
import org.apache.http.message.BasicNameValuePair;
import org.apache.http.ssl.SSLContexts;
import org.apache.http.util.EntityUtils;
import org.springframework.core.io.ClassPathResource;
import org.springframework.core.io.Resource;

import cc.mrbird.common.constant.WXPayConstants;

/** Http请求工具类
 * @author Administrator
 * @date crete by on 2019/3/8 18:08
 * @description
 */
public class HttpClientUtil {
	
	private static final int CONNECT_TIME_OUT = 5000; //链接超时时间3秒
	private static final RequestConfig REQUEST_CONFIG = RequestConfig.custom().setConnectTimeout(CONNECT_TIME_OUT).build();
	private static SSLContext wx_ssl_context = null; //微信支付ssl证书
	private static final String MCH_ID  = WXPayConstants.MCH_ID;//证书密码默认是商户号
	
	static{
		Resource resource = new ClassPathResource("wan_apiclient_cert.p12");//该证书名字最好改为别人猜不到的
		try {
			KeyStore keystore = KeyStore.getInstance("PKCS12");
			char[] keyPassword = MCH_ID.toCharArray(); //证书密码
			keystore.load(resource.getInputStream(), keyPassword);
			wx_ssl_context = SSLContexts.custom().loadKeyMaterial(keystore, keyPassword).build();
		} catch (Exception e) {
			e.printStackTrace();
		}
	}

    /**
     * 向指定URL发送GET方法的请求
     *
     * @param url
     * 发送请求的URL
     * @param param
     * 请求参数,请求参数应该是 name1=value1&name2=value2 的形式。
     * @return URL 所代表远程资源的响应结果
     */
    public static String sendGet(String url, String param) {
        String result = "";
        BufferedReader in = null;
        try {
            String urlNameString = url + "?" + param;
            System.out.println(urlNameString);

            URL realUrl = new URL(urlNameString);

            // 打开和URL之间的连接
            URLConnection connection = realUrl.openConnection();

            // 设置通用的请求属性
            connection.setRequestProperty("accept", "*/*");
            connection.setRequestProperty("connection", "Keep-Alive");
            connection.setRequestProperty("user-agent", "Mozilla/4.0 (compatible; MSIE 6.0; Windows NT 5.1;SV1)");

            // 建立实际的连接
            connection.connect();
            // 获取所有响应头字段
            Map<String, List<String>> map = connection.getHeaderFields();

            // 遍历所有的响应头字段
            for (String key : map.keySet()) {
                //System.out.println(key + "--->" + map.get(key));
            }

            // 定义 BufferedReader输入流来读取URL的响应
            in = new BufferedReader(new InputStreamReader(connection.getInputStream()));

            String line;
            while ((line = in.readLine()) != null) {
                result += line;
            }

        } catch (Exception e) {
            System.out.println("发送GET请求出现异常！" + e);
            e.printStackTrace();
        }

        // 使用finally块来关闭输入流
        finally {
            try {
                if (in != null) {
                    in.close();
                }

            } catch (Exception e2) {
                e2.printStackTrace();
            }

        }
        return result;
    }

    /**
     * 向指定 URL 发送POST方法的请求
     *
     * @param url
     * 发送请求的 URL
     * @param param
     * 请求参数,请求参数应该是 name1=value1&name2=value2 的形式。
     * @return 所代表远程资源的响应结果
     */
    public static String sendPost(String url, String param) {

        PrintWriter out = null;
        BufferedReader in = null;

        String result = "";

        try {

            URL realUrl = new URL(url);

            // 打开和URL之间的连接
            URLConnection conn = realUrl.openConnection();

            // 设置通用的请求属性
            conn.setRequestProperty("accept", "*/*");
            conn.setRequestProperty("connection", "Keep-Alive");
            conn.setRequestProperty("user-agent",  "Mozilla/4.0 (compatible; MSIE 6.0; Windows NT 5.1;SV1)");

            // 发送POST请求必须设置如下两行
            conn.setDoOutput(true);
            conn.setDoInput(true);

            // 获取URLConnection对象对应的输出流
            out = new PrintWriter(conn.getOutputStream());

            // 发送请求参数
            out.print(param);
            // flush输出流的缓冲
            out.flush();

            // 定义BufferedReader输入流来读取URL的响应
            in = new BufferedReader(new InputStreamReader(conn.getInputStream()));

            String line;

            while ((line = in.readLine()) != null) {
                result += line;
            }

        } catch (Exception e) {
            System.out.println("发送 POST 请求出现异常！"+e);

            e.printStackTrace();

        }

        //使用finally块来关闭输出流、输入流
        finally{
            try{
                if(out!=null){
                    out.close();
                }
                if(in!=null){
                    in.close();
                }
            }

            catch(IOException ex){
                ex.printStackTrace();
            }
        }
        return result;

    }
    /**
	 * @description 功能描述: post https请求，服务器双向证书验证
	 * @param url 请求地址
	 * @param params 参数
	 * @return 请求失败返回null
	 */
	 public static String posts(String url, Map<String, String> params) {
		CloseableHttpClient httpClient = null;
		HttpPost httpPost = new HttpPost(url);
		List<NameValuePair> nameValuePairs = new ArrayList<>();
		if (params != null && !params.isEmpty()) {
			for (Entry<String, String> entry : params.entrySet()) {
				nameValuePairs.add(new BasicNameValuePair(entry.getKey(), entry.getValue()));
			}
		}

		String body = null;
		CloseableHttpResponse response = null;
		try {
			httpClient = HttpClients.custom().setDefaultRequestConfig(REQUEST_CONFIG).setSSLSocketFactory(getSSLConnectionSocket()).build();
			httpPost.setEntity(new UrlEncodedFormEntity(nameValuePairs, "UTF-8"));
			response = httpClient.execute(httpPost);
			body = EntityUtils.toString(response.getEntity(), "UTF-8");
		} catch (Exception e) {
			e.printStackTrace();
		} finally {
			if (response != null) {
				try {
					response.close();
				} catch (IOException e) {
					e.printStackTrace();
				}
			}

			if (httpClient != null) {
				try {
					httpClient.close();
				} catch (IOException e) {
					e.printStackTrace();
				}
			}
		}
		return body;
	}
	 
	 /**
		 * @description 功能描述: post https请求，服务器双向证书验证
		 * @param url 请求地址
		 * @param s 参数xml
		 * @return 请求失败返回null
		 */
		public static String posts(String url, String s) {
			CloseableHttpClient httpClient = null;
			HttpPost httpPost = new HttpPost(url);
			String body = null;
			CloseableHttpResponse response = null;
			try {
				httpClient = HttpClients.custom().setDefaultRequestConfig(REQUEST_CONFIG).setSSLSocketFactory(getSSLConnectionSocket()).build();
				httpPost.setEntity(new StringEntity(s, "UTF-8"));
				response = httpClient.execute(httpPost);
				body = EntityUtils.toString(response.getEntity(), "UTF-8");
			} catch (Exception e) {
				e.printStackTrace();
			} finally {
				if (response != null) {
					try {
						response.close();
					} catch (IOException e) {
						e.printStackTrace();
					}
				}

				if (httpClient != null) {
					try {
						httpClient.close();
					} catch (IOException e) {
						e.printStackTrace();
					}
				}
			}
			return body;
		}
	 
	//获取ssl connection链接
	private static SSLConnectionSocketFactory getSSLConnectionSocket() {
		return new SSLConnectionSocketFactory(wx_ssl_context, new String[] {"TLSv1", "TLSv1.1", "TLSv1.2"}, null, SSLConnectionSocketFactory.getDefaultHostnameVerifier());
	}
}

import java.io.BufferedReader;
import java.io.ByteArrayInputStream;
import java.io.IOException;
import java.io.InputStream;
import java.io.InputStreamReader;
import java.io.StringWriter;
import java.io.UnsupportedEncodingException;
import java.security.MessageDigest;
import java.security.SecureRandom;
import java.util.Arrays;
import java.util.HashMap;
import java.util.Map;
import java.util.Map.Entry;
import java.util.Random;
import java.util.Set;

import javax.crypto.Mac;
import javax.crypto.spec.SecretKeySpec;
import javax.xml.parsers.DocumentBuilder;
import javax.xml.transform.OutputKeys;
import javax.xml.transform.Transformer;
import javax.xml.transform.TransformerFactory;
import javax.xml.transform.dom.DOMSource;
import javax.xml.transform.stream.StreamResult;

import org.slf4j.Logger;
import org.slf4j.LoggerFactory;
import org.w3c.dom.Node;
import org.w3c.dom.NodeList;

import com.github.pagehelper.util.StringUtil;

import cc.mrbird.common.constant.WXPayConstants;
import cc.mrbird.common.constant.WXPayConstants.SignType;


public class WXPayUtil {

    private static final String SYMBOLS = "0123456789abcdefghijklmnopqrstuvwxyzABCDEFGHIJKLMNOPQRSTUVWXYZ";

    private static final Random RANDOM = new SecureRandom();
    private static final String PREFIX_XML = "<xml>";

	private static final String SUFFIX_XML = "</xml>";

	private static final String PREFIX_CDATA = "<![CDATA[";

	private static final String SUFFIX_CDATA = "]]>";
	
    /**
	 * 转化成xml, 单层无嵌套
	 * 
	 * @param parm
	 * @param isAddCDATA
	 * @return
	 */
	public static String xmlFormat(Map<String, String> parm, boolean isAddCDATA) {

		StringBuffer strbuff = new StringBuffer(PREFIX_XML);
		if (CollectionUtil.isNotEmpty(parm)) {
			for (Entry<String, String> entry : parm.entrySet()) {
				strbuff.append("<").append(entry.getKey()).append(">");
				if (isAddCDATA) {
					strbuff.append(PREFIX_CDATA);
					if (StringUtil.isNotEmpty(entry.getValue())) {
						strbuff.append(entry.getValue());
					}
					strbuff.append(SUFFIX_CDATA);
				} else {
					if (StringUtil.isNotEmpty(entry.getValue())) {
						strbuff.append(entry.getValue());
					}
				}
				strbuff.append("</").append(entry.getKey()).append(">");
			}
		}
		return strbuff.append(SUFFIX_XML).toString();
	}
    /**
     * XML格式字符串转换为Map
     *
     * @param strXML XML字符串
     * @return XML数据转换后的Map
     * @throws Exception
     */
    public static Map<String, String> xmlToMap(String strXML) throws Exception {
        try {
            Map<String, String> data = new HashMap<String, String>();
            DocumentBuilder documentBuilder = WXPayXmlUtil.newDocumentBuilder();
            InputStream stream = new ByteArrayInputStream(strXML.getBytes("UTF-8"));
            org.w3c.dom.Document doc = documentBuilder.parse(stream);
            doc.getDocumentElement().normalize();
            NodeList nodeList = doc.getDocumentElement().getChildNodes();
            for (int idx = 0; idx < nodeList.getLength(); ++idx) {
                Node node = nodeList.item(idx);
                if (node.getNodeType() == Node.ELEMENT_NODE) {
                    org.w3c.dom.Element element = (org.w3c.dom.Element) node;
                    data.put(element.getNodeName(), element.getTextContent());
                }
            }
            try {
                stream.close();
            } catch (Exception ex) {
                // do nothing
            }
            return data;
        } catch (Exception ex) {
            WXPayUtil.getLogger().warn("Invalid XML, can not convert to map. Error message: {}. XML content: {}", ex.getMessage(), strXML);
            throw ex;
        }

    }

    /**
     * 将Map转换为XML格式的字符串
     *
     * @param data Map类型数据
     * @return XML格式的字符串
     * @throws Exception
     */
    public static String mapToXml(Map<String, String> data) throws Exception {
        org.w3c.dom.Document document = WXPayXmlUtil.newDocument();
        org.w3c.dom.Element root = document.createElement("xml");
        document.appendChild(root);
        for (String key: data.keySet()) {
            String value = data.get(key);
            if (value == null) {
                value = "";
            }
            value = value.trim();
            org.w3c.dom.Element filed = document.createElement(key);
            filed.appendChild(document.createTextNode(value));
            root.appendChild(filed);
        }
        TransformerFactory tf = TransformerFactory.newInstance();
        Transformer transformer = tf.newTransformer();
        DOMSource source = new DOMSource(document);
        transformer.setOutputProperty(OutputKeys.ENCODING, "UTF-8");
        transformer.setOutputProperty(OutputKeys.INDENT, "yes");
        StringWriter writer = new StringWriter();
        StreamResult result = new StreamResult(writer);
        transformer.transform(source, result);
        String output = writer.getBuffer().toString(); //.replaceAll("\n|\r", "");
        try {
            writer.close();
        }
        catch (Exception ex) {
        }
        return output;
    }


    /**
     * 生成带有 sign 的 XML 格式字符串
     *
     * @param data Map类型数据
     * @param key API密钥
     * @return 含有sign字段的XML
     */
    public static String generateSignedXml(final Map<String, String> data, String key) throws Exception {
        return generateSignedXml(data, key, SignType.MD5);
    }

    /**
     * 生成带有 sign 的 XML 格式字符串
     *
     * @param data Map类型数据
     * @param key API密钥
     * @param signType 签名类型
     * @return 含有sign字段的XML
     */
    public static String generateSignedXml(final Map<String, String> data, String key, SignType signType) throws Exception {
        String sign = generateSignature(data, key, signType);
        data.put(WXPayConstants.FIELD_SIGN, sign);
        return mapToXml(data);
    }


    /**
     * 判断签名是否正确
     *
     * @param xmlStr XML格式数据
     * @param key API密钥
     * @return 签名是否正确
     * @throws Exception
     */
    public static boolean isSignatureValid(String xmlStr, String key) throws Exception {
        Map<String, String> data = xmlToMap(xmlStr);
        if (!data.containsKey(WXPayConstants.FIELD_SIGN) ) {
            return false;
        }
        String sign = data.get(WXPayConstants.FIELD_SIGN);
        return generateSignature(data, key).equals(sign);
    }

    /**
     * 判断签名是否正确，必须包含sign字段，否则返回false。使用MD5签名。
     *
     * @param data Map类型数据
     * @param key API密钥
     * @return 签名是否正确
     * @throws Exception
     */
    public static boolean isSignatureValid(Map<String, String> data, String key) throws Exception {
        return isSignatureValid(data, key, SignType.MD5);
    }

    /**
     * 判断签名是否正确，必须包含sign字段，否则返回false。
     *
     * @param data Map类型数据
     * @param key API密钥
     * @param signType 签名方式
     * @return 签名是否正确
     * @throws Exception
     */
    public static boolean isSignatureValid(Map<String, String> data, String key, SignType signType) throws Exception {
        if (!data.containsKey(WXPayConstants.FIELD_SIGN) ) {
            return false;
        }
        String sign = data.get(WXPayConstants.FIELD_SIGN);
        return generateSignature(data, key, signType).equals(sign);
    }

    /**
     * 生成签名
     *
     * @param data 待签名数据
     * @param key API密钥
     * @return 签名
     */
    public static String generateSignature(final Map<String, String> data, String key) throws Exception {
        return generateSignature(data, key, SignType.MD5);
    }

    /**
     * 生成签名. 注意，若含有sign_type字段，必须和signType参数保持一致。
     *
     * @param data 待签名数据
     * @param key API密钥
     * @param signType 签名方式
     * @return 签名
     */
    public static String generateSignature(final Map<String, String> data, String key, SignType signType) throws Exception {
        Set<String> keySet = data.keySet();
        String[] keyArray = keySet.toArray(new String[keySet.size()]);
        Arrays.sort(keyArray);
        StringBuilder sb = new StringBuilder();
        for (String k : keyArray) {
            if (k.equals(WXPayConstants.FIELD_SIGN)) {
                continue;
            }
            if (data.get(k).trim().length() > 0) // 参数值为空，则不参与签名
                sb.append(k).append("=").append(data.get(k).trim()).append("&");
        }
        sb.append("key=").append(key);
        if (SignType.MD5.equals(signType)) {
            return MD5(sb.toString()).toUpperCase();
        }
        else if (SignType.HMACSHA256.equals(signType)) {
            return HMACSHA256(sb.toString(), key);
        }
        else {
            throw new Exception(String.format("Invalid sign_type: %s", signType));
        }
    }


    /**
     * 获取随机字符串 Nonce Str
     *
     * @return String 随机字符串
     */
    public static String generateNonceStr() {
        char[] nonceChars = new char[32];
        for (int index = 0; index < nonceChars.length; ++index) {
            nonceChars[index] = SYMBOLS.charAt(RANDOM.nextInt(SYMBOLS.length()));
        }
        return new String(nonceChars);
    }


    /**
     * 生成 MD5
     *
     * @param data 待处理数据
     * @return MD5结果
     */
    public static String MD5(String data) throws Exception {
        MessageDigest md = MessageDigest.getInstance("MD5");
        byte[] array = md.digest(data.getBytes("UTF-8"));
        StringBuilder sb = new StringBuilder();
        for (byte item : array) {
            sb.append(Integer.toHexString((item & 0xFF) | 0x100).substring(1, 3));
        }
        return sb.toString().toUpperCase();
    }

    /**
     * 生成 HMACSHA256
     * @param data 待处理数据
     * @param key 密钥
     * @return 加密结果
     * @throws Exception
     */
    public static String HMACSHA256(String data, String key) throws Exception {
        Mac sha256_HMAC = Mac.getInstance("HmacSHA256");
        SecretKeySpec secret_key = new SecretKeySpec(key.getBytes("UTF-8"), "HmacSHA256");
        sha256_HMAC.init(secret_key);
        byte[] array = sha256_HMAC.doFinal(data.getBytes("UTF-8"));
        StringBuilder sb = new StringBuilder();
        for (byte item : array) {
            sb.append(Integer.toHexString((item & 0xFF) | 0x100).substring(1, 3));
        }
        return sb.toString().toUpperCase();
    }

    /**
     * 日志
     * @return
     */
    public static Logger getLogger() {
        Logger logger = LoggerFactory.getLogger("wxpay java sdk");
        return logger;
    }

    /**
     * 获取当前时间戳，单位秒
     * @return
     */
    public static long getCurrentTimestamp() {
        return System.currentTimeMillis()/1000;
    }

    /**
     * 获取当前时间戳，单位毫秒
     * @return
     */
    public static long getCurrentTimestampMs() {
        return System.currentTimeMillis();
    }

    public static String inputStream2String(InputStream in) {
        InputStreamReader reader = null;
        try {
            reader = new InputStreamReader(in, "UTF-8");
        } catch (UnsupportedEncodingException e1) {
            e1.printStackTrace();
        }
        BufferedReader br = new BufferedReader(reader);
        StringBuilder sb = new StringBuilder();
        String line = "";
        try {
            while ((line = br.readLine()) != null) {
                sb.append(line);
            }
        } catch (IOException e) {
            e.printStackTrace();
        }
        return sb.toString();
    }
}

import org.w3c.dom.Document;

import javax.xml.XMLConstants;
import javax.xml.parsers.DocumentBuilder;
import javax.xml.parsers.DocumentBuilderFactory;
import javax.xml.parsers.ParserConfigurationException;

/**
 * 2018/7/3
 */
public final class WXPayXmlUtil {
    public static DocumentBuilder newDocumentBuilder() throws ParserConfigurationException {
        DocumentBuilderFactory documentBuilderFactory = DocumentBuilderFactory.newInstance();
        documentBuilderFactory.setFeature("http://apache.org/xml/features/disallow-doctype-decl", true);
        documentBuilderFactory.setFeature("http://xml.org/sax/features/external-general-entities", false);
        documentBuilderFactory.setFeature("http://xml.org/sax/features/external-parameter-entities", false);
        documentBuilderFactory.setFeature("http://apache.org/xml/features/nonvalidating/load-external-dtd", false);
        documentBuilderFactory.setFeature(XMLConstants.FEATURE_SECURE_PROCESSING, true);
        documentBuilderFactory.setXIncludeAware(false);
        documentBuilderFactory.setExpandEntityReferences(false);

        return documentBuilderFactory.newDocumentBuilder();
    }

    public static Document newDocument() throws ParserConfigurationException {
        return newDocumentBuilder().newDocument();
    }
}

import org.apache.commons.httpclient.HttpClient;

/**
 * 常量
 */
public class WXPayConstants {

    public enum SignType {
        MD5, HMACSHA256
    }

    public static final String APP_ID = ";//appid
    public static final String MCH_ID = "";//商家ID
    public static final String SECRET = "";//APP KEY  微信公众号里的开发者密码
    public static final String MCH_SECRET = "";//商户 KEY


    public static final String OPENID_URL = "https://api.weixin.qq.com/sns/oauth2/access_token";//code 换取网页授权access_token
    public static final String USERINFO_URL = "https://api.weixin.qq.com/sns/userinfo";//access_token  拉取用户信息
    public static final String UNIFIEDORDER_URL = "https://api.mch.weixin.qq.com/pay/unifiedorder";//统一下单接口
    public static final String RESOUT_CALLBACK_URL = "";//支付成功回调接口
    public static final String MAC_PAY_URL = "https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers";//商户支付地址

    public static final String DOMAIN_API = "api.mch.weixin.qq.com";
    public static final String DOMAIN_API2 = "api2.mch.weixin.qq.com";
    public static final String DOMAIN_APIHK = "apihk.mch.weixin.qq.com";
    public static final String DOMAIN_APIUS = "apius.mch.weixin.qq.com";


    public static final String FAIL     = "FAIL";
    public static final String SUCCESS  = "SUCCESS";
    public static final String HMACSHA256 = "HMAC-SHA256";
    public static final String MD5 = "MD5";

    public static final String FIELD_SIGN = "sign";
    public static final String FIELD_SIGN_TYPE = "sign_type";

    public static final String WXPAYSDK_VERSION = "WXPaySDK/3.0.9";
    public static final String USER_AGENT = WXPAYSDK_VERSION +
            " (" + System.getProperty("os.arch") + " " + System.getProperty("os.name") + " " + System.getProperty("os.version") +
            ") Java/" + System.getProperty("java.version") + " HttpClient/" + HttpClient.class.getPackage().getImplementationVersion();

    public static final String MICROPAY_URL_SUFFIX     = "/pay/micropay";
    public static final String UNIFIEDORDER_URL_SUFFIX = "/pay/unifiedorder";
    public static final String ORDERQUERY_URL_SUFFIX   = "/pay/orderquery";
    public static final String REVERSE_URL_SUFFIX      = "/secapi/pay/reverse";
    public static final String CLOSEORDER_URL_SUFFIX   = "/pay/closeorder";
    public static final String REFUND_URL_SUFFIX       = "/secapi/pay/refund";
    public static final String REFUNDQUERY_URL_SUFFIX  = "/pay/refundquery";
    public static final String DOWNLOADBILL_URL_SUFFIX = "/pay/downloadbill";
    public static final String REPORT_URL_SUFFIX       = "/payitil/report";
    public static final String SHORTURL_URL_SUFFIX     = "/tools/shorturl";
    public static final String AUTHCODETOOPENID_URL_SUFFIX = "/tools/authcodetoopenid";

    // sandbox
    public static final String SANDBOX_MICROPAY_URL_SUFFIX     = "/sandboxnew/pay/micropay";
    public static final String SANDBOX_UNIFIEDORDER_URL_SUFFIX = "/sandboxnew/pay/unifiedorder";
    public static final String SANDBOX_ORDERQUERY_URL_SUFFIX   = "/sandboxnew/pay/orderquery";
    public static final String SANDBOX_REVERSE_URL_SUFFIX      = "/sandboxnew/secapi/pay/reverse";
    public static final String SANDBOX_CLOSEORDER_URL_SUFFIX   = "/sandboxnew/pay/closeorder";
    public static final String SANDBOX_REFUND_URL_SUFFIX       = "/sandboxnew/secapi/pay/refund";
    public static final String SANDBOX_REFUNDQUERY_URL_SUFFIX  = "/sandboxnew/pay/refundquery";
    public static final String SANDBOX_DOWNLOADBILL_URL_SUFFIX = "/sandboxnew/pay/downloadbill";
    public static final String SANDBOX_REPORT_URL_SUFFIX       = "/sandboxnew/payitil/report";
    public static final String SANDBOX_SHORTURL_URL_SUFFIX     = "/sandboxnew/tools/shorturl";
    public static final String SANDBOX_AUTHCODETOOPENID_URL_SUFFIX = "/sandboxnew/tools/authcodetoopenid";

}

package cc.mrbird.common.util;

import java.util.ArrayList;
import java.util.Collection;
import java.util.List;
import java.util.Map;

public class CollectionUtil {
	private CollectionUtil() {
		super();
	}

	// 判断一个集合是否为空
	public static <T> boolean isEmpty(Collection<T> col) {
		if (col == null || col.isEmpty()) {
			return true;
		}

		return false;
	}

	// 判断一个集合是否不为空
	public static <T> boolean isNotEmpty(Collection<T> col) {
		return !isEmpty(col);
	}

	// 判断Map是否为空
	public static <K, V> boolean isEmpty(Map<K, V> map) {
		if (map == null || map.isEmpty()) {
			return true;
		}

		return false;
	}

	// 判断Map是否不为空为空
	public static <K, V> boolean isNotEmpty(Map<K, V> map) {
		return !isEmpty(map);
	}

	// 去除list中的重复数据
	public static <T> List<T> removeRepeat(List<T> list) {
		if (isEmpty(list)) {
			return list;
		}

		List<T> result = new ArrayList<T>();
		for (T e : list) {
			if (!result.contains(e)) {
				result.add(e);
			}
		}

		return result;
	}

	// 将集合转换为String数组
	public static <T> String[] toArray(List<T> list) {
		if (isEmpty(list)) {
			return null;
		}

		String[] result = new String[list.size()];
		for (int i = 0; i < list.size(); i++) {
			result[i] = String.valueOf(list.get(i));
		}

		return result;
	}
}

4、代码测试（报错）

原因：因为我这是新入住的商户，所以会报这个错

 5、其它参考示例：微信提现——企业付款到零钱demo（超详细小白都看得懂的）-CSDN博客