金额格式化工具类

import org.apache.commons.lang3.StringUtils;

import java.math.BigDecimal;
import java.math.RoundingMode;

public class MoneyUtil {

    /**
     * 金额格式化：
     * 1）如有小数点，精确到小数点后2位，四舍五入；
     * 2） 没小数点，按整数显示；
     * 3）整数部分超过3位的，每三位用半角逗号分割
     *
     * @param amount
     * @return
     */
    public static String convert(String amount) {
        if (StringUtils.isEmpty(amount)) {
            return null;
        }
        if (amount.contains(".")) {
            //先四舍五入，避免进位取整
            amount = rounding(amount);
            if(amount.contains(".")){
                String addCommaStr = amount.substring(0, amount.indexOf("."));
                String tmpCommaStr = amount.substring(amount.indexOf("."));
                return addComma(addCommaStr) + tmpCommaStr;
            }else {
                return addComma(amount);
            }

        } else {
            return addComma(amount);
        }
    }

    /**
     * 科学计数法处理，每三位用半角逗号分割
     *
     * @param amount
     * @return
     */
    public static String addComma(String amount) {
        String reverseStr = new StringBuilder(amount).reverse().toString();
        String strTemp = "";
        for (int i = 0; i < reverseStr.length(); i++) {
            if (i * 3 + 3 > reverseStr.length()) {
                strTemp += reverseStr.substring(i * 3, reverseStr.length());
                break;
            }
            strTemp += reverseStr.substring(i * 3, i * 3 + 3) + ",";
        }
        if (strTemp.endsWith(",")) {
            strTemp = strTemp.substring(0, strTemp.length() - 1);
        }
        String resultStr = new StringBuilder(strTemp).reverse().toString();
        return resultStr;
    }

    /**
     * 四舍五入处理，保留两位小数（.00小数位除外）
     *
     * @param amount
     * @return
     */
    public static String rounding(String amount) {
        BigDecimal num1 = new BigDecimal(amount);
        num1 = num1.setScale(2, RoundingMode.HALF_UP);
        BigDecimal num2 = num1.setScale(0,RoundingMode.DOWN);
        //如果带小数跟取整相同，则取整，去掉.00小数位
        if(num1.compareTo(num2) == 0){
            return String.valueOf(num2);
        }
        return String.valueOf(num1);
    }

    public static void main(String[] args) {
        System.out.println("无小数位：" + convert("321321415"));
        System.out.println("小数进位取整：" + convert("321321415.995"));
        System.out.println("小数保留两位：" + convert("321321415.994"));
    }
}