Java 与数据库交互，如何实现事务

比如有个银行，当我进行转账的时候，却突然停电了，我的卡显示扣钱，但是转账的卡却没有增加相应的钱，这就需要实现事务了。
连接数据库的工具类：
utils:

package com.qf2002.utils;

import java.io.IOException;
import java.io.InputStream;
import java.sql.*;
import java.util.Properties;

/**
 * 2020/8/20
 * 16:31
 * 注册驱动
 * 获取连接
 * 增删查
 * 释放资源
 */
public class DbUtils {
   
    private static String driver;
    private static String url;
    private static String user;
    private static String password;
    //创建线程局部变量
    private static ThreadLocal<Connection> threadLocal;
    static{
   
        //注册驱动
        InputStream in = DbUtils.class.getClassLoader().getResourceAsStream("com/qf2002/utils/dbMessage.properties");
        Properties properties = new Properties();
        try {
   
            properties.load(in);
            driver = properties.getProperty("driver");
            url = properties.getProperty("url");
            user = properties.getProperty("user");
            password = properties.getProperty("password");
            threadLocal = new ThreadLocal<>();
        } catch (IOException e) {
   
            System.out.println("读取失败...");
        }finally {
   
            try {
   
                in.close();
            } catch (IOException e) {
   
                e.printStackTrace();
            }
        }
        try {
   
            Class.forName(driver);
        } catch (ClassNotFoundException e) {
   
            System.out.println("驱动注册失败...");
        }
    }
    //得到连接
    public static Connection getConnect(){
   
        try {
   
            //判断线程局部变量中是否有连接
            Connection conn = threadLocal.get();
            if(conn==null){
   
                //如果没有，创造连接
                conn = DriverManager.getConnection(url, user, password);
                //放到线程局部变量中
                threadLocal.set(conn);
            }
            return conn;
        } catch (SQLException e) {
   
            e.printStackTrace();
        }
        return null;
    }
    //增删改
    public static int update(String sql,Object...objects) throws Exception{
   
        Connection conn = getConnect();
        PreparedStatement pstat = null;
        try {
   
            pstat = conn.prepareStatement(sql);
            for(int i=0;i<objects.length;i++){
   
                pstat.setObject(i+1, objects[i]);
            }
            return pstat.executeUpdate();
        }finally {
   
            shutAll(conn,pstat,null);
        }
    }

    //释放资源
    public static void shutAll(Connection conn, Statement stat, ResultSet res){
   
        try {
   
            if (res != null) {
   
                res.close();
            }
            if