Java、比较不同利率下的贷款

        编写程序，让用户输入输入贷款总额和以年为单位的贷款期限，然后显示利率从5%到8%每次递增1/8的各种利率下，每月支付额和总支付。

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package pack2;

import java.util.Scanner;

public class LoanComparation {

	public static void main(String[] args) {
		try(Scanner input = new Scanner(System.in);) {
			System.out.print("Loan Amount: ");
			double amount = input.nextDouble();
			
			System.out.print("Number of Years: ");
			int year = input.nextInt();
			
			loan(amount, year);
		}
	}

	//比较不同利率下的贷款
	public static void loan(double amount, int year) {
		System.out.println(" Interest Rate\tMonthly Payment\tTotal Payment\n");
		for (double i = 5; i <= 8; i += 1/8.0) {
			double monthlyPayment = monthlyPayment(amount, i, year);
			System.out.printf(" %.3f%%\t%14.2f\t%16.2f\n", i, monthlyPayment, 
                     totalPayment(year, monthlyPayment));
		}
	}
	
	//月支付额
	public static double monthlyPayment(double amount, double rate, int year) {
		rate /= 1200;
		return amount * rate / (1 - 1 / Math.pow(1 + rate, year * 12));
	}
	
	//总支付额
	public static double totalPayment(int year, double monthlyPayment) {
		return monthlyPayment * 12 * year;
	}
}

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