有进有出计算多少个月为月光族

public static int CalcMoneyZero(int totalMoney, out int ownerMoney, Func<int, int> addMoneyFunc, Func<int, int> subMoneyFunc)
        {
            int maxMonth = 100 * 12; // 最高100年
            for(int monthNub = 0;  monthNub <= maxMonth; monthNub++)
            {
                var monthAddNum = addMoneyFunc(monthNub);
                var monthSubNum = subMoneyFunc(monthNub);
                if(totalMoney + monthAddNum >= monthSubNum)
                {
                    totalMoney = totalMoney + monthAddNum - monthSubNum;
                }
                else
                {
                    ownerMoney = totalMoney;
                    return monthNub;
                }
            }
            ownerMoney = totalMoney;
            return maxMonth;
        }

测试输入:
当前身上: 5000 每月进账: 1000 每月支出: 2000
第5个月月光，还剩0

            int monthTotal = CalcMoneyZero(5000, out int ownerMoney, (a) => 1000, (a) => 2000);
            if (monthTotal > 12)
            {
                Console.WriteLine($"第{monthTotal / 12}年{monthTotal % 12}月月光，还剩{ownerMoney}");
            }
            else
            {
                Console.WriteLine($"第{monthTotal}个月月光，还剩{ownerMoney}");
            }