TP5微信小程序付款到零钱

• 申请提现到零钱

/**
     * Describe: 处理提现
     * Time: 2021/6/29 3:20 下午
     * param:$orderNo: 本地订单编号，$amount：提现金额，$re_openid：提现用户的openid，$desc：订单描述
     */
    public function disposeMoney($orderNo, $amount, $re_openid, $desc = '余额提现', $check_name = '')
    {
        $total_amount = (100) * $amount;
        $config = Config::get('applet');//配置
        $data = array(
            'mch_appid' => $config['appid'],//小程序appid
            'mchid' => $config['mchid'],//商户号
            'nonce_str' => $this->createRandom(),//随机字符串
            'partner_trade_no' => $orderNo,//本地订单编号
            'openid' => $re_openid,//用户openid
            'check_name' => 'NO_CHECK',//校验用户姓名选项,
            're_user_name' => $check_name,//收款用户姓名
            'amount' => $total_amount,//金额
            'desc' => $desc,//企业付款描述信息
            'spbill_create_ip' => '',//Ip地址
        );
        $secrect_key = $config['mchidkey'];//商户支付密码
        $data = array_filter($data);
        ksort($data);
        $str = '';
        foreach ($data as $k => $v) {
            $str .= $k . '=' . $v . '&';
        }
        $str .= 'key=' . $secrect_key;
        $data['sign'] = md5($str);
        $xml = $this->arraytoxml($data);
        $url = 'https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers'; //调用接口
        $res = $this->wx_curl($xml, $url);
        $return = $this->xmltoarray($res);
        if ($return['return_code'] == "SUCCESS" && $return['result_code'] == "SUCCESS") {
            $data['code'] = 1;
            $data['payment_no'] = $return['payment_no'];
        } else {
            $data['code'] = 0;
        }
        return $data;
    }

• 生成随机字符

public function createRandom($length = 32)
    {
        $chars = "abcdefghijklmnopqrstuvwxyz0123456789";
        $str = "";
        for ($i = 0; $i < $length; $i++) {
            $str .= substr($chars, mt_rand(0, strlen($chars) - 1), 1);
        }
        return $str;
    }

public function arraytoxml($data)
    {
        $str = '<xml>';
        foreach ($data as $k => $v) {
            $str .= '<' . $k . '>' . $v . '</' . $k . '>';
        }
        $str .= '</xml>';
        return $str;
    }

public function xmltoarray($xml)
    {
        //禁止引用外部xml实体
        libxml_disable_entity_loader(true);
        $xmlstring = simplexml_load_string($xml, 'SimpleXMLElement', LIBXML_NOCDATA);
        $val = json_decode(json_encode($xmlstring), true);
        return $val;
    }

• $isdir：证书位置，TP5放在public下的cert目录里
• 

public function wx_curl($vars, $url, $second = 30, $aHeader = array())
    {
        $isdir = ROOT_PATH . "cert/";//证书位置
        $ch = curl_init();//初始化curl
        curl_setopt($ch, CURLOPT_TIMEOUT, $second);//设置执行最长秒数
        curl_setopt($ch, CURLOPT_RETURNTRANSFER, 1);//要求结果为字符串且输出到屏幕上
        curl_setopt($ch, CURLOPT_URL, $url);//抓取指定网页
        curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, true);// 终止从服务端进行验证
        curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, false);//
        curl_setopt($ch, CURLOPT_SSLCERTTYPE, 'PEM');//证书类型
        curl_setopt($ch, CURLOPT_SSLCERT, $isdir . 'apiclient_cert.pem');//证书位置
        curl_setopt($ch, CURLOPT_SSLKEYTYPE, 'PEM');//CURLOPT_SSLKEY中规定的私钥的加密类型
        curl_setopt($ch, CURLOPT_SSLKEY, $isdir . 'apiclient_key.pem');//证书位置
        if (count($aHeader) >= 1) {
            curl_setopt($ch, CURLOPT_HTTPHEADER, $aHeader);//设置头部
        }
        curl_setopt($ch, CURLOPT_POST, 1);//post提交方式
        curl_setopt($ch, CURLOPT_POSTFIELDS, $vars);//全部数据使用HTTP协议中的"POST"操作来发送

        $data = curl_exec($ch);//执行回话
        if ($data) {
            curl_close($ch);
            return $data;
        } else {
            $error = curl_errno($ch);
            echo "call faild, errorCode:$error\n";
            curl_close($ch);
            return false;
        }
    }