java BigDecimal精确度爬坑

最新推荐文章于 2024-04-23 18:52:22 发布

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最新推荐文章于 2024-04-23 18:52:22 发布

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分类专栏： java 文章标签： java 开发语言

本文链接：https://blog.csdn.net/qq_38350907/article/details/129747573

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荆轲刺秦王

先看产品需求：

贷款总额合计：取还款明细子表所有的贷款金额之和；
已还款合计：取还款明细子表所有已还款之和；
已还款占比：自动计算，等于：（已还款合计/贷款总额合计）*100%，四舍五入取整（注：小于1%的统一取1%，大于99%小于100%的统一取99%）；
剩余本息合计：取还款明细子表所有的剩余本息之和；

先上问题代码：

private CalculationTotalVo getCalculationTotalVo( List<RepayDetailEntity> targetList ){
        CalculationTotalVo calculationTotalVo = new CalculationTotalVo();
        BigDecimal totalLoanAmount = BigDecimal.ZERO;
        BigDecimal totalRepaymentAmount = BigDecimal.ZERO;
        if(!CollectionUtils.isEmpty(targetList)){
            for (RepayDetailEntity item : targetList){
                if(Objects.equals(item.getIsDelete(), RepayDetailEntity.NOTDELETE)){
                    totalLoanAmount = totalLoanAmount.add( item.getLoanAmount() == null ? BigDecimal.ZERO : item.getLoanAmount() );
                    totalRepaymentAmount = totalRepaymentAmount.add( item.getRepaymentAmount() == null ? BigDecimal.ZERO : item.getRepaymentAmount() );
                }
            }
        }
        // calculate rate
        calculationTotalVo.setTotalLoanAmount( totalLoanAmount.compareTo(BigDecimal.ZERO) == 0 ? null : totalLoanAmount );
        calculationTotalVo.setTotalRepaymentAmount( totalRepaymentAmount.compareTo(BigDecimal.ZERO) == 0 ? null : totalRepaymentAmount );
        calculationTotalVo.setRateRepayment( null );
        calculationTotalVo.setTotalRestPrincipalInterest( null );
        if( totalRepaymentAmount.compareTo(BigDecimal.ZERO) != 0 && totalLoanAmount.compareTo(BigDecimal.ZERO) != 0 ){
            BigDecimal rateRepayment = totalRepaymentAmount.divide(totalLoanAmount, 3, RoundingMode.DOWN).multiply( BigDecimal.valueOf(100) );
            if( rateRepayment.compareTo(BigDecimal.ZERO) > 0 && rateRepayment.compareTo(BigDecimal.valueOf(1)) < 0 ){
                rateRepayment = BigDecimal.valueOf(1);
            }else if ( rateRepayment.compareTo(BigDecimal.valueOf(99)) > 0 && rateRepayment.compareTo(BigDecimal.valueOf(100)) < 0 ){
                rateRepayment = BigDecimal.valueOf(99);
            }
            calculationTotalVo.setRateRepayment( rateRepayment );
            calculationTotalVo.setTotalRestPrincipalInterest( totalLoanAmount.subtract(totalRepaymentAmount) );
        }
        return calculationTotalVo;
    }

这段代码逻辑则是完全按照产品方案上的来，通过已还款合计/贷款总额合计计算得出占比。但是这里遇到的问题是如果是 123456789/1 类似于一个特别大的数除以一个特别小的数就会导致结果为 0

看一下改进的代码：

private CalculationTotalVo getCalculationTotalVo( List<RepayDetailEntity> targetList ){
        CalculationTotalVo calculationTotalVo = new CalculationTotalVo();
        BigDecimal totalLoanAmount = BigDecimal.ZERO;
        BigDecimal totalRepaymentAmount = BigDecimal.ZERO;
        BigDecimal rateRepayment = BigDecimal.ZERO;
        if(!CollectionUtils.isEmpty(targetList)){
            for (RepayDetailEntity item : targetList){
                if(Objects.equals(item.getIsDelete(), RepayDetailEntity.NOTDELETE)){
                    totalLoanAmount = totalLoanAmount.add( item.getLoanAmount() == null ? BigDecimal.ZERO : item.getLoanAmount() );
                    totalRepaymentAmount = totalRepaymentAmount.add( item.getRepaymentAmount() == null ? BigDecimal.ZERO : item.getRepaymentAmount() );
                }
            }
        }
        // calculate rate
        // 已还款占比:（已还款合计/贷款总额合计）*100%，四舍五入取整（注：小于1%的统一取1%，大于99%小于100%的统一取99%）
        // 这里反向计算
        calculationTotalVo.setTotalLoanAmount( totalLoanAmount.compareTo(BigDecimal.ZERO) == 0 ? null : totalLoanAmount );
        calculationTotalVo.setTotalRepaymentAmount( totalRepaymentAmount.compareTo(BigDecimal.ZERO) == 0 ? null : totalRepaymentAmount );
        calculationTotalVo.setRateRepayment( null );
        calculationTotalVo.setTotalRestPrincipalInterest( null );
        if( totalRepaymentAmount.compareTo(BigDecimal.ZERO) != 0 && totalLoanAmount.compareTo(BigDecimal.ZERO) != 0 ){
            BigDecimal rateRepaymentMin = totalLoanAmount.multiply( BigDecimal.valueOf(0.01) );
            BigDecimal rateRepaymentMax = totalLoanAmount.multiply( BigDecimal.valueOf(0.99) );

            if( rateRepaymentMin.compareTo(BigDecimal.ZERO) > 0 && totalRepaymentAmount.compareTo(rateRepaymentMin) <= 0 ){
                rateRepayment = new BigDecimal("0.01");
            }else if( totalRepaymentAmount.compareTo(rateRepaymentMax) > 0 && totalRepaymentAmount.compareTo(totalLoanAmount) < 0 ){
                rateRepayment = new BigDecimal("0.99");
            }else if( totalRepaymentAmount.compareTo(totalLoanAmount) > 0 ){
                rateRepayment = new BigDecimal("1");
            }else{
                rateRepayment = totalRepaymentAmount.divide(totalLoanAmount, 3, RoundingMode.HALF_UP);
            }
            calculationTotalVo.setRateRepayment( rateRepayment );
            calculationTotalVo.setTotalRestPrincipalInterest( totalLoanAmount.subtract(totalRepaymentAmount) );
        }
        return calculationTotalVo;
    }

前端会将占比乘以100并加上百分号，所以这里仅存小数