银行账户管理4

Account

package bank4;

public class Account {//账户类

    private String id;	//帐号
    private double balance;	//余额
    private static double total = 0; //所有账户的总金额

    //供派生类调用的构造函数，id为账户
    protected Account(final Date date, final String id)
    {
        this.id=id;
        balance=0;
        date.show();
        System.out.println("\t#" + id + " created");
    }
    //记录一笔帐，date为日期，amount为金额，desc为说明
    protected void record(final Date date, double amount, final String desc)
    {
        amount = Math.floor(amount * 100 + 0.5) / 100;	//保留小数点后两位
        balance += amount;
        total += amount;
        date.show();
        System.out.println( "\t#" + id + "\t" + amount + "\t" + balance + "\t" + desc );
    }
    //报告错误信息
    protected void error(final String msg)
    {
        System.out.println("Error(#" + id + "):" + msg);
    }

    public final String getId() { return id; }
    public double getBalance() { return balance; }
    public static double getTotal() { return total; }
    //显示账户信息
    public void show()
    {
        System.out.print(id + "\tBalance: " + balance);//这里不用println
    }
}

Accumulator

package bank4;

public class Accumulator {//将某个数值按日累加

    private Date lastDate;	//上次变更数值的时期
    private double value;	//数值的当前值
    private double sum;		//数值按日累加之和

    //构造函数，date为开始累加的日期，value为初始值
    public Accumulator(final Date date, double value)
    {
        lastDate=date;
        this.value=value;
        sum=0;
    }
    //获得到日期date的累加结果
    public double getSum(final Date date){
        return sum + value * date.distance(lastDate);
    }

    //在date将数值变更为value
    public void change(final Date date, double value) {
        sum = getSum(date);
        lastDate = date;
        this.value = value;
    }

    //初始化，将日期变为date，数值变为value，累加器清零
    public void reset(final  Date date, double value) {
        lastDate = date;
        this.value = value;
        sum = 0;
    }
}

CreditAccount

package bank4;

public class CreditAccount extends Account{//信用账户类

    private Accumulator acc;	//辅助计算利息的累加器
    private double credit;		//信用额度
    private double rate;		//欠款的日利率
    private double fee;			//信用卡年费

    private double getDebt() {	//获得欠款额
        double balance = getBalance();
        return (balance < 0 ? balance : 0);
    }

    //构造函数
    public CreditAccount(final Date date,final String id, double credit, double rate, double fee)
    {
        super(date, id);
        this.credit=credit;
        this.rate=rate;
        this.fee=fee;
        acc = new Accumulator(date, 0);

    }
    public double getCredit() { return credit; }
    public double getRate() { return rate; }
    public double getFee() { return fee; }
    public double getAvailableCredit() {	//获得可用信用
        if (getBalance() < 0)
            return credit + getBalance();
        else
            return credit;
    }
    //存入现金
    public void deposit(final Date date, double amount,final String desc)
    {
        record(date, amount, desc);
        acc.change(date, getDebt());
    }
    //取出现金
    public void withdraw(final Date date, double amount,final String desc)
    {
        if (amount - getBalance() > credit) {
            error("not enough credit");
        } else {
            record(date, -amount, desc);
            acc.change(date, getDebt());
        }
    }
    //结算利息和年费，每月1日调用一次该函数
    public void settle(final Date date)
    {
        double interest = acc.getSum(date) * rate;
        if (interest != 0)
            record(date, interest, "interest");
        if (date.getMonth() == 1)
            record(date, -fee, "annual fee");
        acc.reset(date, getDebt());
    }
    public void show()
    {
        super.show();
        System.out.println( "\tAvailable credit:" + getAvailableCredit());
    }
}

Date

package bank4;

public class Date {//日期类
    //存储平年中某个月1日之前有多少天，为便于getMaxDay函数的实现，该数组多出一项
    final int DAYS_BEFORE_MONTH[] = { 0, 31, 59, 90, 120, 151, 181, 212, 243, 273, 304, 334, 365 };
    private int year;		//年
    private int month;		//月
    private int day;		//日
    private int totalDays;	//该日期是从公元元年1月1日开始的第几天

    public boolean isLeapYear() {	//判断当年是否为闰年
        return year % 4 == 0 && year % 100 != 0 || year % 400 == 0;
    }
    public Date(int year, int month, int day)	//用年、月、日构造日期
    {
        this.day = day;
        this.month = month;
        this.year = year;
        if (day <= 0 || day > getMaxDay()) {
            System.out.println("Invalid date: ");
            show();
            System.out.println();
            System.exit(1);
        }
        int years = year - 1;
        totalDays = years * 365 + years / 4 - years / 100 + years / 400 + DAYS_BEFORE_MONTH[month - 1] + day;
        if (isLeapYear() && month > 2) totalDays++;
    }
    public final int getYear() { return year; }
    public final int getMonth() { return month; }
    public int getDay() { return day; }
    public int getMaxDay()		//获得当月有多少天
    {
        if (isLeapYear() && month == 2)
            return 29;
        else
            return DAYS_BEFORE_MONTH[month]- DAYS_BEFORE_MONTH[month - 1];
    }
    public void show()			//输出当前日期
    {
        System.out.print( getYear() + "-" + getMonth() + "-" + getDay());//这里不用println
    }
    //计算两个日期之间差多少天
    public int distance(final Date date) {
        return totalDays - date.totalDays;
    }

}

PersonalBank

package bank4;

public class PersonalBank {

    public static void main(String[] args) {
        Date date = new Date(2008, 11, 1);	//起始日期
        //建立几个账户
        //SavingsAccount sa1 = new SavingsAccount(date, "AAAAA", 0.015);
        //sa1.deposit(new Date(2008, 11, 5), 5000, "salary");
        //sa1.withdraw(new Date(2008, 12, 5), 500, "happy");
        //sa1.settle(new Date(2009, 1, 1));
        //System.out.println();
        //sa1.show(); System.out.println();
        //System.out.println();
        SavingsAccount sa2 = new SavingsAccount(date, "02342342", 0.015);
        CreditAccount ca = new CreditAccount(date, "BBBBB", 10000, 0.0005, 50);
        //11月份的几笔账目

        ca.withdraw(new Date(2008, 11, 15), 2000, "buy a cell");
        sa2.deposit(new Date(2008, 11, 25), 10000, "sell stock 0323");
        //结算信用卡
        //ca.show();
        //ca.withdraw(new Date(2008, 12, 1), 52000, "buy a car");
        //ca.settle(new Date(2008, 12, 30));
        //ca.settle(new Date(2008, 12, 31));
        //ca.settle(new Date(2009, 1, 1));
        //12月份的几笔账目
        //ca.show();
        //ca.deposit(new Date(2008, 12, 31), 2016, "repay the credit");

        //结算所有账户

        //sa2.settle(new Date(2009, 1, 1));
        //ca.settle(new Date(2009, 1, 1));
        //输出各个账户信息
        //System.out.println();

        sa2.show(); System.out.println();
        ca.show();
        System.out.println();
        System.out.println( "Total: " + Account.getTotal());
    }
}

SavingAccount

package bank4;

public class SavingsAccount extends Account {//储蓄账户类

    private Accumulator acc;	//辅助计算利息的累加器
    private double rate;		//存款的年利率

    //构造函数
    public SavingsAccount(final Date date,final String id, double rate)
    {
        super(date,id);
        this.rate = rate;
        acc=new Accumulator(date,0);
    }
    public double getRate() { return rate; }
    //存入现金
    public void deposit(final Date date, double amount,final String desc)
    {
        record(date, amount, desc);
        acc.change(date, getBalance());
    }
    //取出现金
    public void withdraw(final Date date, double amount,final String desc)
    {
        if (amount > getBalance()) {
            error("not enough money");
        } else {
            record(date, -amount, desc);
            acc.change(date, getBalance());
        }
    }
    //结算利息，每年1月1日调用一次该函数
    public void settle(final Date date)
    {
        double interest = acc.getSum(date) * rate / date.distance(new Date(date.getYear() - 1, 1, 1));	//计算年息
        if (interest != 0)
            record(date, interest, "interest");
        acc.reset(date, getBalance());
    }
}