Account
package bank6;
import java.text.DecimalFormat;
abstract public class Account {//账户类
private String id; //帐号
private double balance; //余额
private static double total = 0; //所有账户的总金额
//供派生类调用的构造函数,id为账户
protected Account(final Date date, final String id)
{
this.id=id;
balance=0;
date.show();
System.out.println("\t#" + id + " created");
}
//记录一笔帐,date为日期,amount为金额,desc为说明
protected void record(final Date date, double amount, final String desc)
{
amount = Math.floor(amount * 100 + 0.5) / 100; //保留小数点后两位
balance += amount;
total += amount;
date.show();
System.out.println( "\t#" + id + "\t" + amount + "\t" + df.format(balance) + "\t" + desc );
}
//报告错误信息
protected void error(final String msg)
{
System.out.println("Error(#" + id + "):" + msg);
}
static DecimalFormat df = new DecimalFormat("0.0");
public final String getId() { return id; }
public double getBalance() { return balance; }
public static double getTotal() { return total; }
//存入现金,date为日期,amount为金额,desc为款项说明
abstract void deposit(final Date date, double amount,final String desc);
//取出现金,date为日期,amount为金额,desc为款项说明
abstract void withdraw(final Date date, double amount,final String desc);
//结算(计算利息、年费等),每月结算一次,date为结算日期
abstract void settle(final Date date);
//显示账户信息
public void show(){
System.out.print(id + "\tBalance: " + df.format(balance));
}
}
Accumolator
package bank6;
public class Accumulator {//将某个数值按日累加
private Date lastDate; //上次变更数值的时期
private double value; //数值的当前值
private double sum; //数值按日累加之和
//构造函数,date为开始累加的日期,value为初始值
public Accumulator(final Date date, double value)
{
lastDate=date;
this.value=value;
sum=0;
}
//获得到日期date的累加结果
public double getSum(final Date date){
return sum + value * date.distance(lastDate);
}
//在date将数值变更为value
public void change(final Date date, double value) {
sum = getSum(date);
lastDate = date;
this.value = value;
}
//初始化,将日期变为date,数值变为value,累加器清零
public void reset(final Date date, double value) {
lastDate = date;
this.value = value;
sum = 0;
}
}
CreditAccount
package bank6;
public class CreditAccount extends Account {//信用账户类
private Accumulator acc; //辅助计算利息的累加器
private double credit; //信用额度
private double rate; //欠款的日利率
private double fee; //信用卡年费
private double getDebt() { //获得欠款额
double balance = getBalance();
return (balance < 0 ? balance : 0);
}
//构造函数
public CreditAccount(final Date date, final String id, double credit, double rate, double fee)
{
super(date, id);
this.credit=credit;
this.rate=rate;
this.fee=fee;
acc = new Accumulator(date, 0);
}
public double getCredit() { return credit; }
public double getRate() { return rate; }
public double getFee() { return fee; }
public double getAvailableCredit() { //获得可用信用
if (getBalance() < 0)
return credit + getBalance();
else
return credit;
}
//存入现金
public void deposit(final Date date, double amount, final String desc)
{
record(date, amount, desc);
acc.change(date, getDebt());
}
//取出现金
public void withdraw(final Date date, double amount, final String desc)
{
if (amount - getBalance() > credit) {
error("not enough credit");
} else {
record(date, -amount, desc);
acc.change(date, getDebt());
}
}
//结算利息和年费,每月1日调用一次该函数
public void settle(final Date date)
{
double interest = acc.getSum(date) * rate;
if (interest != 0)
record(date, interest, "interest");
if (date.getMonth() == 1)
record(date, -fee, "annual fee");
acc.reset(date, getDebt());
}
public void show()
{
super.show();
System.out.println( "\tAvailable credit:" + getAvailableCredit());
}
}
Date
package bank6;
public class Date {//日期类
//存储平年中某个月1日之前有多少天,为便于getMaxDay函数的实现,该数组多出一项
final int DAYS_BEFORE_MONTH[] = { 0, 31, 59, 90, 120, 151, 181, 212, 243, 273, 304, 334, 365 };
private int year; //年
private int month; //月
private int day; //日
private int totalDays; //该日期是从公元元年1月1日开始的第几天
public boolean isLeapYear() { //判断当年是否为闰年
return year % 4 == 0 && year % 100 != 0 || year % 400 == 0;
}
public Date(int year, int month, int day) //用年、月、日构造日期
{
this.day = day;
this.month = month;
this.year = year;
if (day <= 0 || day > getMaxDay()) {
System.out.println("Invalid date: ");
show();
System.out.println();
System.exit(1);
}
int years = year - 1;
totalDays = years * 365 + years / 4 - years / 100 + years / 400 + DAYS_BEFORE_MONTH[month - 1] + day;
if (isLeapYear() && month > 2) totalDays++;
}
public final int getYear() { return year; }
public final int getMonth() { return month; }
public int getDay() { return day; }
public int getMaxDay() //获得当月有多少天
{
if (isLeapYear() && month == 2)
return 29;
else
return DAYS_BEFORE_MONTH[month]- DAYS_BEFORE_MONTH[month - 1];
}
public void show() //输出当前日期
{
System.out.print( getYear() + "-" + getMonth() + "-" + getDay());//这里不用println
}
//计算两个日期之间差多少天
public int distance(final Date date) {
return totalDays - date.totalDays;
}
}
PersonalBank
package bank6;
import java.io.IOException;
import java.text.DecimalFormat;
import java.util.*;
//9_16.cpp
public class PersonalBank {
public static void main(String[] args) throws IOException {
Date date = new Date(2008, 11, 1); //起始日期
ArrayList<Account> accounts = new ArrayList<Account>(0);//创建账户数组,元素个数为0
//使用Account来构造ArrayList
DecimalFormat df = new DecimalFormat("0.0");
System.out.println("(d)deposit (w)withdraw (s)show (c)change day (n)next month (e)exit");
char cmd;
Scanner in=new Scanner(System.in); //使用Scanner类定义对象
do {
//显示日期和总金额
date.show();
System.out.print("\tTotal: " + df.format(Account.getTotal()) + "\tcommand> ");
char type;
int index, day;
double amount,credit,rate,fee;
String id,desc;
Account account;
cmd = (char)System.in.read();
if(cmd != 'a' && cmd != 'd' && cmd != 'w' && cmd != 's' && cmd != 'c' && cmd != 'n' && cmd != 'e')break;
switch (cmd) {
case 'a': //增加账户
System.in.read();
type = (char)System.in.read();
id = in.next();
if (type == 's') {
rate = in.nextDouble();
account = new SavingsAccount(date, id, rate);
} else {
credit = in.nextDouble();
rate = in.nextDouble();
fee = in.nextDouble();
account = new CreditAccount(date, id, credit, rate, fee);
}
accounts.add(account);//添加元素到表尾
accounts.trimToSize();//去掉系统多申请的空间
break;
case 'd': //存入现金
index = in.nextInt();
amount = in.nextDouble();
desc = in.nextLine();
accounts.get(index).deposit(date, amount, desc);//accounts.get()返回下标为该数的存的值,所以返回的就是一个Account类
break;
case 'w': //取出现金
index = in.nextInt();
amount = in.nextDouble();
desc = in.nextLine();
accounts.get(index).withdraw(date, amount, desc);
break;
case 's': //查询各账户信息
for (int i = 0; i < accounts.size(); i++) {//size方法返回大小
System.out.print("[" + i + "] ");
accounts.get(i).show();
System.out.println();
if(i<(accounts.size()-1)) {System.in.read();}
}
break;
case 'c': //改变日期
day = in.nextInt();
if (day < date.getDay())
System.out.println("You cannot specify a previous day");
else if (day > date.getMaxDay())
System.out.println("Invalid day");
else
date = new Date(date.getYear(), date.getMonth(), day);
break;
case 'n': //进入下个月
if (date.getMonth() == 12)
date = new Date(date.getYear() + 1, 1, 1);
else
date = new Date(date.getYear(), date.getMonth() + 1, 1);
for (int i = 0; i < accounts.size(); i++) {
accounts.get(i).settle(date);
if(i<(accounts.size()-1)) {System.in.read();}
}
break;
}
} while (cmd != 'e');
System.out.println("Closed!");
in.close();
for (int i = 0; i < accounts.size(); i++)
accounts.remove(i);//删除指定位置的元素
}
}
SavingAccount
package bank6;
public class SavingsAccount extends Account {//储蓄账户类
private Accumulator acc; //辅助计算利息的累加器
private double rate; //存款的年利率
//构造函数
public SavingsAccount(final Date date, final String id, double rate)
{
super(date,id);
this.rate = rate;
acc=new Accumulator(date,0);
}
public double getRate() { return rate; }
//存入现金
public void deposit(final Date date, double amount, final String desc)
{
record(date, amount, desc);
acc.change(date, getBalance());
}
//取出现金
public void withdraw(final Date date, double amount, final String desc)
{
if (amount > getBalance()) {
error("not enough money");
} else {
record(date, -amount, desc);
acc.change(date, getBalance());
}
}
//结算利息,每年1月1日调用一次该函数
public void settle(final Date date)
{
double interest = acc.getSum(date) * rate / date.distance(new Date(date.getYear() - 1, 1, 1)); //计算年息
if (interest != 0)
record(date, interest, "interest");
acc.reset(date, getBalance());
}
}