MIT6_0001F16_ps1

ps1a.py

问题描述：

毕业后的你想买一套自己的房子，通过工作和理财获取收益，编程计算出经过多少个月，可以支付房子的首付。

变量说明：

从控制台输入年薪、每月存钱比例和房子的总价
annual_salary 年薪
portion_saved 每月存钱比例
total_cost 房子总价

current_saving 当前存款
month_salary 年薪
r = 0.04 理财收益率
portion_down_payment=0.25 房子的首付比例

每月的当前存款计算方式如下：

// 当前存款=上月存款+上月存款收益+本月存的月薪
current_saving+=current_saving*r/12+monthly_salary*portion_saved

ps1a.py 完整代码如下

# -*- coding: utf-8 -*-
# @File  : ps1a.py
# @Author: ddmm
# @Date  : 2020/7/11
# @Desc  :

annual_salary=int(input("Enter your annual salary:"))
portion_saved=float(input("Enter the perdent of your salary to save,as a decimal:"))
total_cost=int(input("Enter the cost of your dream home:"))
monthly_salary=annual_salary/12
r=0.04
portion_down_payment=0.25
current_saving=0
month_num=0
while current_saving<total_cost*portion_down_payment:
    current_saving+=current_saving*r/12+monthly_salary*portion_saved
    month_num+=1
print("Number of months:​",month_num)

ps1b.py

问题描述：

在ps1a.py的基础上，现在每隔半年会加薪一次

变量说明：

从控制台输入加薪比例
semi_annual_raise 加薪比例

ps1b.py 完整代码如下

# -*- coding: utf-8 -*-
# @File  : ps1b.py
# @Author: ddmm
# @Date  : 2020/7/11
# @Desc  :

annual_salary=int(input("Enter your annual salary:"))
portion_saved=float(input("Enter the perdent of your salary to save,as a decimal:"))
total_cost=int(input("Enter the cost of your dream home:"))
semi_annual_raise=float(input("Enter the semi­annual raise, as a decimal:​"))
monthly_salary=annual_salary/12
r=0.04
portion_down_payment=0.25
current_saving=0
month_num=0
payment=total_cost*portion_down_payment
while(current_saving<payment):
    current_saving+=current_saving*r/12+monthly_salary*portion_saved
    month_num+=1
    # 与ps1a.py 的不同支出，每半年加一次薪水
    if month_num%6==0:
        monthly_salary*=(1+semi_annual_raise)
print("Number of months:​",month_num)

ps1a.py

问题描述：

现在的你想在毕业3年内，买一套自己的房子（支付25%的首付即可），同样你通过努力工作和认真理财获取收益，同时你还有半年一次的加薪。编程计算出每个月最低的存款比例。

问题分析：

1. 由于计算当前存款的方式没变，所以我们对ps1b.py中的部分代码进行重用

 # 重用pa1b.py中的代码
    while month_num<36:
        month_num += 1
        current_saving += current_saving * r / 12 + monthly_salary * portion_saved
        if current_saving>=payment-80:
            return True
        if month_num % 6 == 0:
            monthly_salary *= (1 + semi_annual_raise)
    return False

2. 因为题目需要保留两位小数，通过[0，10000]之间的整数，来取代[0.0，1.0]之间的数，通过二分查找取代遍历，来快速找到合适的存款比例，

ps1c.py 完整代码如下

# -*- coding: utf-8 -*-
# @File  : ps1c.py
# @Author: ddmm
# @Date  : 2020/7/11
# @Desc  :


def check(annual_salary,portion_saved):
    total_cost = 1000000
    monthly_salary = annual_salary / 12
    r = 0.04
    portion_down_payment = 0.25
    semi_annual_raise = 0.07
    current_saving = 0
    month_num = 0
    month_max=36
    payment = total_cost * portion_down_payment
    # 重用pa1b.py中的代码
    while month_num<36:
        month_num += 1
        current_saving += current_saving * r / 12 + monthly_salary * portion_saved
        if current_saving>=payment-80:
            return True
        if month_num % 6 == 0:
            monthly_salary *= (1 + semi_annual_raise)
    return False

annual_salary=int(input("Enter your annual salary:"))
left,right=0,10000
if not check(annual_salary,right/10000):
    print("It is not possible to pay the down payment in three years.")
else:
    bin_times = 0
    # 控制save_rate精度
    while right-left>=50:
        bin_times+=1
        mid = (left + right)/2
        if check(annual_salary,mid/10000):
            right=mid-1
        else:
            left=mid+1
print("Best savings rate:%.4f" % (mid / 10000))  # 输出结果
print("Steps in bisection search:", bin_times)

MIT6.0001课程 代码在我的github账号里同步更新，欢迎大家一起讨论交流。

https://github.com/ddmm7/MIT6.0001