Python面向对象编程实训

按揭贷款——定义抽象类

def findPayment(loan, r, m):
    #********** Begin *********#
    # 请在下面编写代码
    up = r*(1+r)**m
    dn = (1+r)**m-1
    return loan*(up/dn)
    # 请不要修改下面的代码
    #********** End *********#
class Mortgage(object):
    def __init__(self, loan, annRate, months):
        #********** Begin *********#
        # 请在下面编写代码
        self.loan = loan
        self.annRate = annRate
        self.months = months
        self.rate = self.annRate/12/100
        self.paid = [0.0]
        self.owed = [loan]
        self.payment = findPayment(loan,self.rate,months)
        # 请不要修改下面的代码
        #********** End *********#
        self.legend = None

    def makePayment(self):
        #********** Begin *********#
        # 请在下面编写代码
        self.paid.append(self.payment)
        reduction = self.payment - self.owed[-1] * self.rate
        self.owed.append(self.owed[-1] - reduction)
        # 请不要修改下面的代码
        #********** End *********#

    def getTotalPaid(self):
        #********** Begin *********#
        # 请在下面编写代码
        return sum(self.paid)
        # 请不要修改下面的代码
        #********** End *********#

    def __str__(self):
        return 'The Mortgage is {self.legend}, Loan is {self.loan}, Months is {self.months}, Rate is {self.rate:.2f}, Monthly payment is {self.payment:.2f}'.format(self=self)

if __name__=="__main__":
    print(Mortgage(100000, 6.5, 36))
    print(Mortgage(100000, 6.5, 120))

三种贷款方式建模

def findPayment(loan, r, m):
    return loan * ((r * (1 + r) ** m) / ((1 + r) ** m - 1)