3、住房贷款分公积金贷款和商业贷款，还款方式有等额本息还款和等额本金还款，贷款利率如下表所示。编写一程序，输入贷款总额、贷款类型和贷款年限，计算每期的还款额和总还款额。

#define _CRT_SECURE_NO_WARNINGS
#include<stdio.h>
#include<string.h>
void fun1(float sum, char* p, int year)
{
	int lag;
	float year_rate, mon_rate, mon_inher, next, count = 0;
	if (strcmp(p, "公积金贷款") == 0)lag = 1;
	else if (strcmp(p, "商业贷款") == 0)lag = 2;
	if (lag == 1)
	{
		if (year >= 1 && year <= 5)year_rate = 0.0275;
		else year_rate = 0.0325;
	}
	else if (lag == 2)
	{
		if (year == 1)year_rate = 0.0435;
		else if (year >= 2 && year <= 5)year_rate = 0.0475;
		else year_rate = 0.049;
	}
	mon_rate = year_rate / 12;
	mon_inher = sum / (year * 12);
	for (int i = 1; i <= year * 12; i++)
	{
		if (i == 1)next = sum * mon_rate + mon_inher;
		else
			next = (sum - mon_inher * (i - 1)) * mon_rate + mon_inher;
		count += next;
		printf("第%d个月应该还：%f\n", i, next);
	}
	printf("共应该还：%f\n", count);
}
int main()
{
	float sum;
	char p[20];
	int year;
	scanf("%f%s%d", &sum, p, &year);
	fun1(sum, p, year);
}