微信支付入门

微信支付产品介绍

官方：微信支付 - 中国领先的第三方支付平台 ｜ 微信支付提供安全快捷的支付方式 (qq.com) 

微信支付介入流程介绍

 

微信小程序支付时序图 

 

5.调用微信下单接口

 

10.调取微信支付

 

JSAPI下单

商户系统调用该接口在微信支付服务后台生成预支付交易单 

 

微信小程序调起支付:

通过JSAPI下单接口获取到发起支付的必要参数prepayid，然后使用微信支付提供的小程序方
法调起小程序支付 

 

微信支付准备工作 

调用过程如何保证数据安全?

获取微信支付平台证书、商户私钥文件

 

微信后台如何调用到商户系统? 

获取临时域名，支付成功后微信服务通过该域名回调我们的程序 

cpolar

软件官方地址：cpolar - secure introspectable tunnels to localhost

进行验证 

 

 

获取临时ip 

 

获取到临时域名： 

http://46c2c2a2.r12.cpolar.top 

 在配置配置文件中进行相关配置

配置属性类

@Component
@ConfigurationProperties(prefix = "sky.wechat")
@Data
public class WeChatProperties {

    private String appid; //小程序的appid
    private String secret; //小程序的秘钥
    private String mchid; //商户号
    private String mchSerialNo; //商户API证书的证书序列号
    private String privateKeyFilePath; //商户私钥文件
    private String apiV3Key; //证书解密的密钥
    private String weChatPayCertFilePath; //平台证书
    private String notifyUrl; //支付成功的回调地址
    private String refundNotifyUrl; //退款成功的回调地址

}

application.yml: 

wechat:
    appid: ${sky.wechat.appid}
    secret: ${sky.wechat.secret}
    mchid : ${sky.wechat.mchid}
    mchserialNo: ${sky.wechat.mchserialNo}
    privateKeyFilePath: ${sky.wechat.privateKeyFilePath}
    apiV3Key: ${sky.wechat.apiV3Key}
    weChatPayCertFilePath: ${sky.wechat.wechatPayCertFilePath}
    notifyUrl: ${sky.wechat.notifyUrl}
    refundNotifyUrl: ${sky.wechat.refundNotifyUrl}

 

 编写工具类

**
 * 微信支付工具类
 */
@Component
public class WeChatPayUtil {

    //微信支付下单接口地址
    public static final String JSAPI = "https://api.mch.weixin.qq.com/v3/pay/transactions/jsapi";

    //申请退款接口地址
    public static final String REFUNDS = "https://api.mch.weixin.qq.com/v3/refund/domestic/refunds";

    @Autowired
    private WeChatProperties weChatProperties;

    /**
     * 获取调用微信接口的客户端工具对象
     *
     * @return
     */
    private CloseableHttpClient getClient() {
        PrivateKey merchantPrivateKey = null;
        try {
            //merchantPrivateKey商户API私钥，如何加载商户API私钥请看常见问题
            merchantPrivateKey = PemUtil.loadPrivateKey(new FileInputStream(new File(weChatProperties.getPrivateKeyFilePath())));
            //加载平台证书文件
            X509Certificate x509Certificate = PemUtil.loadCertificate(new FileInputStream(new File(weChatProperties.getWeChatPayCertFilePath())));
            //wechatPayCertificates微信支付平台证书列表。你也可以使用后面章节提到的“定时更新平台证书功能”，而不需要关心平台证书的来龙去脉
            List<X509Certificate> wechatPayCertificates = Arrays.asList(x509Certificate);

            WechatPayHttpClientBuilder builder = WechatPayHttpClientBuilder.create()
                    .withMerchant(weChatProperties.getMchid(), weChatProperties.getMchSerialNo(), merchantPrivateKey)
                    .withWechatPay(wechatPayCertificates);

            // 通过WechatPayHttpClientBuilder构造的HttpClient，会自动的处理签名和验签
            CloseableHttpClient httpClient = builder.build();
            return httpClient;
        } catch (FileNotFoundException e) {
            e.printStackTrace();
            return null;
        }
    }

    /**
     * 发送post方式请求
     *
     * @param url
     * @param body
     * @return
     */
    private String post(String url, String body) throws Exception {
        CloseableHttpClient httpClient = getClient();

        HttpPost httpPost = new HttpPost(url);
        httpPost.addHeader(HttpHeaders.ACCEPT, ContentType.APPLICATION_JSON.toString());
        httpPost.addHeader(HttpHeaders.CONTENT_TYPE, ContentType.APPLICATION_JSON.toString());
        httpPost.addHeader("Wechatpay-Serial", weChatProperties.getMchSerialNo());
        httpPost.setEntity(new StringEntity(body, "UTF-8"));

        CloseableHttpResponse response = httpClient.execute(httpPost);
        try {
            String bodyAsString = EntityUtils.toString(response.getEntity());
            return bodyAsString;
        } finally {
            httpClient.close();
            response.close();
        }
    }

    /**
     * 发送get方式请求
     *
     * @param url
     * @return
     */
    private String get(String url) throws Exception {
        CloseableHttpClient httpClient = getClient();

        HttpGet httpGet = new HttpGet(url);
        httpGet.addHeader(HttpHeaders.ACCEPT, ContentType.APPLICATION_JSON.toString());
        httpGet.addHeader(HttpHeaders.CONTENT_TYPE, ContentType.APPLICATION_JSON.toString());
        httpGet.addHeader("Wechatpay-Serial", weChatProperties.getMchSerialNo());

        CloseableHttpResponse response = httpClient.execute(httpGet);
        try {
            String bodyAsString = EntityUtils.toString(response.getEntity());
            return bodyAsString;
        } finally {
            httpClient.close();
            response.close();
        }
    }

    /**
     * jsapi下单
     *
     * @param orderNum    商户订单号
     * @param total       总金额
     * @param description 商品描述
     * @param openid      微信用户的openid
     * @return
     */
    private String jsapi(String orderNum, BigDecimal total, String description, String openid) throws Exception {
        JSONObject jsonObject = new JSONObject();
        jsonObject.put("appid", weChatProperties.getAppid());
        jsonObject.put("mchid", weChatProperties.getMchid());
        jsonObject.put("description", description);
        jsonObject.put("out_trade_no", orderNum);
        jsonObject.put("notify_url", weChatProperties.getNotifyUrl());

        JSONObject amount = new JSONObject();
        amount.put("total", total.multiply(new BigDecimal(100)).setScale(2, BigDecimal.ROUND_HALF_UP).intValue());
        amount.put("currency", "CNY");

        jsonObject.put("amount", amount);

        JSONObject payer = new JSONObject();
        payer.put("openid", openid);

        jsonObject.put("payer", payer);

        String body = jsonObject.toJSONString();
        return post(JSAPI, body);
    }

    /**
     * 小程序支付
     *
     * @param orderNum    商户订单号
     * @param total       金额，单位 元
     * @param description 商品描述
     * @param openid      微信用户的openid
     * @return
     */
    public JSONObject pay(String orderNum, BigDecimal total, String description, String openid) throws Exception {
        //统一下单，生成预支付交易单
        String bodyAsString = jsapi(orderNum, total, description, openid);
        //解析返回结果
        JSONObject jsonObject = JSON.parseObject(bodyAsString);
        System.out.println(jsonObject);

        String prepayId = jsonObject.getString("prepay_id");
        if (prepayId != null) {
            String timeStamp = String.valueOf(System.currentTimeMillis() / 1000);
            String nonceStr = RandomStringUtils.randomNumeric(32);
            ArrayList<Object> list = new ArrayList<>();
            list.add(weChatProperties.getAppid());
            list.add(timeStamp);
            list.add(nonceStr);
            list.add("prepay_id=" + prepayId);
            //二次签名，调起支付需要重新签名
            StringBuilder stringBuilder = new StringBuilder();
            for (Object o : list) {
                stringBuilder.append(o).append("\n");
            }
            String signMessage = stringBuilder.toString();
            byte[] message = signMessage.getBytes();

            Signature signature = Signature.getInstance("SHA256withRSA");
            signature.initSign(PemUtil.loadPrivateKey(new FileInputStream(new File(weChatProperties.getPrivateKeyFilePath()))));
            signature.update(message);
            String packageSign = Base64.getEncoder().encodeToString(signature.sign());

            //构造数据给微信小程序，用于调起微信支付
            JSONObject jo = new JSONObject();
            jo.put("timeStamp", timeStamp);
            jo.put("nonceStr", nonceStr);
            jo.put("package", "prepay_id=" + prepayId);
            jo.put("signType", "RSA");
            jo.put("paySign", packageSign);

            return jo;
        }
        return jsonObject;
    }

    /**
     * 申请退款
     *
     * @param outTradeNo    商户订单号
     * @param outRefundNo   商户退款单号
     * @param refund        退款金额
     * @param total         原订单金额
     * @return
     */
    public String refund(String outTradeNo, String outRefundNo, BigDecimal refund, BigDecimal total) throws Exception {
        JSONObject jsonObject = new JSONObject();
        jsonObject.put("out_trade_no", outTradeNo);
        jsonObject.put("out_refund_no", outRefundNo);

        JSONObject amount = new JSONObject();
        amount.put("refund", refund.multiply(new BigDecimal(100)).setScale(2, BigDecimal.ROUND_HALF_UP).intValue());
        amount.put("total", total.multiply(new BigDecimal(100)).setScale(2, BigDecimal.ROUND_HALF_UP).intValue());
        amount.put("currency", "CNY");

        jsonObject.put("amount", amount);
        jsonObject.put("notify_url", weChatProperties.getRefundNotifyUrl());

        String body = jsonObject.toJSONString();

        //调用申请退款接口
        return post(REFUNDS, body);
    }
}