Java 读取文件，返回文件内容为空

请看下面两个程序，我是想读取文件以后，返回文件里面的内容，但是尝试了几次，不知道为什么第一个程序总是返回null。使用debug调试的时候发现在执行到while ((s1 = bufRead.readLine())!= null) {这句时s1 是有值的，但是到了finally语句块，s1 = null;  第二个程序是正确的。为什么错误A和B的s1都是null呢？请各位亲帮忙解答一下。

错误A====>>

public String readFile(String fileUrl){
		String s1 = "";
		int line = 1;
		BufferedReader bufRead  = null;
		try { 
			File file  = new File(fileUrl);
			if (file.exists() && file.isFile() ) {
				FileInputStream fileIn = new FileInputStream(file);
				bufRead = new BufferedReader(new InputStreamReader(fileIn));
				while ((s1 = bufRead.readLine())!= null) {
					line++;
				}
			}
		} catch (FileNotFoundException e) {
			e.printStackTrace();
		} catch (IOException e) {
			e.printStackTrace();
		} finally{
			if (bufRead != null) {
				try {
					bufRead.close();
				} catch (IOException e) {
					e.printStackTrace();
				}
			}
		}
		return s1;
	} 

错误B====>>

public String readFile(String fileUrl){
		String s1 = "";
		int line = 1;
		BufferedReader bufRead  = null;
		try { 
			File file  = new File(fileUrl);
			if (file.exists() && file.isFile() ) {
				FileInputStream fileIn = new FileInputStream(file);
				bufRead = new BufferedReader(new InputStreamReader(fileIn));
				while ((s1 = bufRead.readLine())!= null) {
				    s1 = bufRead.readLine();
                                    line++;
				}
			}
		} catch (FileNotFoundException e) {
			e.printStackTrace();
		} catch (IOException e) {
			e.printStackTrace();
		} finally{
			if (bufRead != null) {
				try {
					bufRead.close();
				} catch (IOException e) {
					e.printStackTrace();
				}
			}
		}
		return s1;
	} 

正确===>>

public String readFile(String fileUrl){ 
		StringBuffer str = new StringBuffer();
		String s1 = "";
		int line = 1;
		BufferedReader bufRead  = null;
		try { 
			File file  = new File(fileUrl);
			if (file.exists() && file.isFile() ) {
				FileInputStream fileIn = new FileInputStream(file);
				bufRead = new BufferedReader(new InputStreamReader(fileIn));
				while (( s1 = bufRead.readLine())!= null) {
					str.append(s1);
					line++;
				} 
			}
		} catch (FileNotFoundException e) {
			e.printStackTrace();
		} catch (IOException e) {
			e.printStackTrace();
		} finally{
			if (bufRead != null) {
				try {
					bufRead.close();
				} catch (IOException e) {
					e.printStackTrace();
				}
			}
		}
		return str.toString();
	}