卡BIN

The payment card number differs from the Bank Identifier Code (BIC/ISO 9362, a normalized code—also known as Business Identifier Code, Bank International Code, and SWIFT code). It also differs from Universal Payment Identification Code, another identifier for a bank account in the United States.

The leading six digits of the card number is the "issuer identification number(IIN)", sometimes referred to as the  "bank identification number (BIN)". The remaining numbers on the card are referred to as the primary account numberor PAN. IINs and PANS have a certain level of internal structure and share a common numbering scheme

set by ISO/IEC 7812. Payment card numbers can be up to 19 digits, as follows:​

a six-digit Issuer Identification Number (IIN), the first digit of which is the Major Industry Identifier (MII)

a variable length (up to 12 digits) individual account identifier

a single check digit calculated using the Luhn algorithm