银行卡号Luhm校验Java实现代码

public class CheckBankNumber {

// Description: 银行卡号Luhm校验
// Luhm校验规则：16位银行卡号（19位通用）:
// 1.将未带校验位的 15（或18）位卡号从右依次编号 1 到 15（18），位于奇数位号上的数字乘以 2。
// 2.将奇位乘积的个十位全部相加，再加上所有偶数位上的数字。
// 3.将加法和加上校验位能被 10 整除。

// 开头6位
// private final static String strBin =
// "10,18,30,35,37,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,58,60,62,65,68,69,84,87,88,94,95,98,99";


private final static String SUCCESS = "true";


private final static String BAD_LENGTH = "银行卡号长度必须在16到19之间";


private final static String NOT_NUMBER = "银行卡必须全部为数字";


private final static String ILLEGAL_NUMBER = "银行卡不符合规则";


public static String luhmCheck(String bankno) {
if (bankno.length() < 16 || bankno.length() > 19) {
return BAD_LENGTH;
}


Pattern pattern = Pattern.compile("[0-9]*");
Matcher match = pattern.matcher(bankno);
if (match.matches() == false) {
return NOT_NUMBER;
}
// if (strBin.indexOf(bankno.substring(0, 2)) == -1) {
// return "银行卡号开头6位不符合规范";
// }


int lastNum = Integer.parseInt(bankno.substring(bankno.length() - 1,
bankno.length()));// 取出最后一位（与luhm进行比较）


String first15Num = bankno.substring(0, bankno.length() - 1);// 前15或18位
// System.out.println(first15Num);
char[] newArr = new char[first15Num.length()]; // 倒叙装入newArr
char[] tempArr = first15Num.toCharArray();
for (int i = 0; i < tempArr.length; i++) {
newArr[tempArr.length - 1 - i] = tempArr[i];
}


int[] arrSingleNum = new int[newArr.length]; // 奇数位*2的积 <9
int[] arrSingleNum2 = new int[newArr.length];// 奇数位*2的积 >9
int[] arrDoubleNum = new int[newArr.length]; // 偶数位数组


for (int j = 0; j < newArr.length; j++) {
if ((j + 1) % 2 == 1) {// 奇数位
if ((int) (newArr[j] - 48) * 2 < 9)
arrSingleNum[j] = (int) (newArr[j] - 48) * 2;
else
arrSingleNum2[j] = (int) (newArr[j] - 48) * 2;
} else
// 偶数位
arrDoubleNum[j] = (int) (newArr[j] - 48);
}


int[] arrSingleNumChild = new int[newArr.length]; // 奇数位*2 >9
// 的分割之后的数组个位数
int[] arrSingleNum2Child = new int[newArr.length];// 奇数位*2 >9
// 的分割之后的数组十位数


for (int h = 0; h < arrSingleNum2.length; h++) {
arrSingleNumChild[h] = (arrSingleNum2[h]) % 10;
arrSingleNum2Child[h] = (arrSingleNum2[h]) / 10;
}


int sumSingleNum = 0; // 奇数位*2 < 9 的数组之和
int sumDoubleNum = 0; // 偶数位数组之和
int sumSingleNumChild = 0; // 奇数位*2 >9 的分割之后的数组个位数之和
int sumSingleNum2Child = 0; // 奇数位*2 >9 的分割之后的数组十位数之和
int sumTotal = 0;
for (int m = 0; m < arrSingleNum.length; m++) {
sumSingleNum = sumSingleNum + arrSingleNum[m];
}


for (int n = 0; n < arrDoubleNum.length; n++) {
sumDoubleNum = sumDoubleNum + arrDoubleNum[n];
}


for (int p = 0; p < arrSingleNumChild.length; p++) {
sumSingleNumChild = sumSingleNumChild + arrSingleNumChild[p];
sumSingleNum2Child = sumSingleNum2Child + arrSingleNum2Child[p];
}


sumTotal = sumSingleNum + sumDoubleNum + sumSingleNumChild
+ sumSingleNum2Child;


// 计算Luhm值
int k = sumTotal % 10 == 0 ? 10 : sumTotal % 10;
int luhm = 10 - k;


if (lastNum == luhm) {
return SUCCESS;// 验证通过
} else {
return ILLEGAL_NUMBER;
}
}


public static void main(String[] args) {
String bankno = "6214857110432079";
System.out.println(bankno + ":" + luhmCheck(bankno));
String bankno1 = "6212164000046323291";
System.out.println(bankno1 + ":" + luhmCheck(bankno1));
String bankno2 = "6222023104004123546";
System.out.println(bankno2 + ":" + luhmCheck(bankno2));
}

}