苹果审核 Guideline 3.2.1 - Business - Other Business Model Issues - Acceptable

Guideline 3.2.1 - Business - Other Business Model Issues - Acceptable

We found that your app facilitates loan applications, but the seller and company names associated with your app do not reflect the financial institution in the app or its metadata, as required by Guideline 3.2.1(viii) of the App Store Review Guidelines.

Next Steps

To help us proceed with the review of your app, please provide the following information. The more information you can provide upfront, the sooner we can complete your review.

1. Both a copy and the direct link to the government website of your Business License that verifies the authorization from the Internet Loan Information Agency (营业执照，营业范围证明其是网络借贷信息中介机构).
2. Both a copy and the direct link to the government website of your Finance Permit issued from the local finance governing authority (金融许可证).
3. A copy of the Value Added Telecom Business Operation Permit issued by the local Ministry of Information Industry and Technology (从当地工信部获得的增值电信业务经营许可证).
4. Your app’s and service’s Terms & Conditions.
5. In the case of dispute, what resolution mechanism does your app and service offer?
6. What is your responsibility in such case? Is such responsibility stated clearly in the Terms & Conditions?
7. How will the involved parties trace one another?
8. License numbers for the Business License, Finance Permit, and Value Added Telecom Permit in the Review Notes section.

Additionally, please ensure your app’s Support and Privacy URLs in the metadata direct users to the webpages with appropriate information.

Please attach documentary evidence in the App Review Information section in iTunes Connect. In accordance with section 3.2(f) of the Apple Developer Program License Agreement, you acknowledge that submitting falsified or fraudulent documentation can result in the termination of your Apple Developer Program account and the removal of your apps from the App Store. Once Legal has reviewed your documentation and confirms its validity, we will proceed with the review of your app.

我们发现您的应用程序有助于贷款申请，但是与应用程序相关的卖家和公司名称并不反映应用程序或其元数据的金融机构，正如应用程序商店审查指南的指南3.2.1（VIII）所要求的。


下一步


为了帮助我们继续进行您的应用程序的审查，请提供以下信息。你能提供的信息越多，我们就越快完成你的评论。


1。这两个副本和直接链接到您的营业执照的政府网站，验证来自互联网贷款信息机构的授权（South-Type Stand，South-TysOrthSudioStudioStudioStudioStudioSudioStudioStudio）。
2。一份复印件和直接链接到你的财政许可证的政府网站，从当地金融管理当局发出。
三。信息产业技术部颁发的增值电信业务经营许可证复印件（复印件）。
4。你的应用程序和服务的条款和条件。
5。在争议的情况下，你的应用程序和服务提供什么样的解决机制？
6。在这种情况下，你的责任是什么？在条款和条件下是否明确规定了这种责任？
7。相关各方如何相互追踪？
8。营业执照、财务许可证和增值电信许可证的许可证号码在审查说明部分。


另外，请确保您的应用程序在元数据中的支持和隐私URL直接指向具有适当信息的网页。

请在iTunes Connect的应用程序审查信息部分附上文件证据。根据苹果开发者程序许可协议第3.2条（f），您承认提交虚假或欺诈性文件可能导致您的苹果开发者程序帐户的终止和应用程序商店中的应用程序的删除。一旦法律审查了您的文件，并确认其有效性，我们将继续审查您的应用程序。

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需要金融许可证 然而并没有

参考以下链接进行了回复:

https://www.cnblogs.com/zk1947/p/8425506.html

申诉后获得以下回复

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Hello, 

Thank you for your response.

If you have filed a record with the finance governing authority, please demonstrate the completion of the record filing. 

We look forward to reviewing further communication.

Best regards,

App Store Review

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要求有备案 然而备案延期了 所以也没有 

说明备案延期

申诉后获得以下回复