public class SavingsAccount {
int id; //账号
double balance; //余额
double rate; //存款的年利率
int lastDate; //上次变更余额的时期
double accumulation; //余额按日累加之和
static double total; //所有账户的总金额
//记录一笔帐,date为日期,amount为金额,desc为说明
void record(int date, double amount) {
accumulation = accumulate(date);
lastDate = date;
amount = Math.floor(amount * 100 + 0.5) / 100; //保留小数点后两位
balance += amount;
total += amount;
System.out.println(date+"\t#"+id+"\t#"+amount+"\t#"+balance);
}
//获得到指定日期为止的存款金额按日累积值
double accumulate(int date) {
return accumulation + balance * (date - lastDate);
}
SavingsAccount(int date, int id, double rate) {
this.id=id;
this.balance=0;
this.rate=rate;
this.lastDate=date;
this.accumulation=0;
System.out.println(date+"\t#"+id+" is created");
}
int getId() { return id; }
double getBalance() { return balance; }
double getRate() { return rate; }
static double getTotal() { return total; }
//存入现金
void deposit(int date, double amount) {
record(date, amount);
}
//取出现金
void withdraw(int date, double amount) {
if (amount > getBalance())
System.out.println("Error: not enough money");
else
record(date, -amount);
}
//结算利息,每年1月1日调用一次该函数
void settle(int date) {
double interest = accumulate(date) * rate / 365; //计算年息
if (interest != 0)
record(date, interest);
accumulation = 0;
}
//显示账户信息
void show() {
System.out.println("#"+id+"\tBalance: "+balance);
}
public static void main(String[] args) {
SavingsAccount sa0=new SavingsAccount(1, 21325302, 0.015);
SavingsAccount sa1=new SavingsAccount(1, 58320212, 0.015);
sa0.deposit(5, 5000);
sa1.deposit(25, 10000);
sa0.deposit(45, 5500);
sa1.withdraw(60, 4000);
//开户后第90天到了银行的计息日,结算所有账户的年息
sa0.settle(90);
sa1.settle(90);
//输出各个账户信息
sa0.show();
System.out.println();
sa1.show();
System.out.println();
System.out.println("Total: "+SavingsAccount.getTotal());
}
}