SSL certificate problem: unable to get local issuer certificate

GuzzleHttp\Exception\RequestException
cURL error 60: SSL certificate problem: unable to get local issuer certificate (see https://curl.haxx.se/libcurl/c/libcurl-errors.html) for https://api.mch.weixin.qq.com/secapi/pay/refund

解决方案：

1）下载cacert.pem

https://curl.haxx.se/ca/cacert.pem

2）配置php.ini

[curl]
; A default value for the CURLOPT_CAINFO option. This is required to be an
; absolute path.
curl.cainfo = 【cacert.pem 的绝对路径】
curl.cainfo = 【cacert.pem 的绝对路径】