java 类的学习之 贷款程序代码实战

 上代码：

package classlearn;
import java.util.Scanner;
import java.util.Date;

public class classdemo {

	public static void main(String[] args) {
		Scanner input = new Scanner(System.in);
		
		System.out.println("enter annual interest tate ");
		double annualInterestRate = input.nextDouble();
		
		System.out.println("enter number of years of years as an integer ");
		int numberOfYears = input.nextInt();
		
		System.out.println("please input loan number");
		double loanAmount = input.nextDouble();
		
		Loan loan = new Loan(annualInterestRate,numberOfYears,loanAmount);
		
		System.out.printf("the loan was created on %s\n"+"the monthly payment is %.2f\nthe total payment is %.2f\n",loan.getLoanDate().toString(),loan.getMonthlyPayment(),loan.getTotalPayment());

	}

}

class Loan{
	private double annualInterestRate;
	private int numberOfYear;
	private double loanAmount;
	private java.util.Date loanDate;
	
	public Loan()
	{
		this(2.5,1,1000);
	}
	
	public Loan(double annualInterestRate ,int numberOfYears,double loanAmount)
	{
		this.annualInterestRate = annualInterestRate;
		this.numberOfYear = numberOfYears;
		this.loanAmount = loanAmount;
		loanDate = new java.util.Date();
	}
	
	public double getAnnualInterestRate()
	{
		return annualInterestRate;
	}
	
	public void setAnnualInterestRate(double annualInterestRate)
	{
		this.annualInterestRate = annualInterestRate;
	}
	
	public int getNumberOfYears() {
		return numberOfYear;
	}
	
	public void setNumberOfYears(int numberOfYears) {
		this.numberOfYear = numberOfYears;
	}
	
	public double getLoanAmount()
	{
		return this.loanAmount;
	}
	
	public void setLoanAmount(double loanAmount)
	{
		this.loanAmount = loanAmount;
	}
	
	public double getMonthlyPayment()
	{
		double monthlyInterestRate = this.annualInterestRate / 1200;
		double monthlyPayment = loanAmount * this.annualInterestRate / (1 - (1 / Math.pow(1+monthlyInterestRate, numberOfYear)));
		
		return monthlyPayment;
	}
	
	public double getTotalPayment()
	{
		double totalPayment = getMonthlyPayment() * numberOfYear * 12;
		return totalPayment;
	}
	
	public java.util.Date getLoanDate()
	{
		return loanDate;
	}
}

主要的功能如下：

1. 用户在命令行中输入年利率、贷款年限和贷款金额。
2. 使用输入的值创建一个 Loan 对象，该对象包含了年利率、贷款年限和贷款金额等信息。
3. 使用 Loan 对象的方法计算月付款和总付款。
4. 打印出贷款的创建日期、月付款和总付款。

Loan 类有以下功能：

• 构造函数：可以传入年利率、贷款年限和贷款金额来创建 Loan 对象。
• 访问器和修改器方法：用于获取和设置年利率、贷款年限和贷款金额。
• 计算月付款和总付款的方法：根据年利率、贷款年限和贷款金额进行计算。
• 获取贷款创建日期的方法：返回贷款对象创建的日期和时间。