Finance big data center-Big data applicationsThe integration of financial information construction

Finance big data center
-Big data applications
The integration of financial information construction focuses on the entire process of financial revenue and expenditure management, and on the basis of fully sorting out business, constructs two major data resource pools of internal and external finance, forming a true financial data warehouse. By utilizing the data center and constructing a data analysis algorithm model, statistical analysis, monitoring and early warning are carried out according to a certain caliber, and a big data support system is established with fiscal revenue and expenditure, predictive decision-making, theme display, and other main contents.
1. Big data application
Based on the analysis and mining of financial themed databases, visualized reflections such as charts and maps are used to analyze and judge important business links and objects that may pose risks (especially key flow links of funds), determine monitoring priorities, and improve regulatory quality.
1.1 Anti improper payment
1.1.1 Business Description
Improper payment of fiscal funds refers to the failure to use fiscal funds according to prescribed purposes, exceeding standards, being deceived and wasted, and failing to meet performance standards during the use of fiscal funds. As the scale of government expenditure increases, the benefits of fiscal funds are increasingly expanding, and the possibility of improper payment problems will also increase. The high-risk areas include social security funds, minimum living allowances, disaster relief, research funding, engineering project contracting, government procurement, etc.
Currently, improper payments caused by various reasons occur frequently, which is related to the security of financial funds and the image of the government. There is an urgent need to establish an anti improper payment system, clearly define the departments responsible for improper payment management, define the allocation of rights and responsibilities, and improve the procedures for discovering, evaluating, reporting, and improving improper payments. Strengthen the government's performance accountability mechanism, and strengthen the risk identification of expenditure projects by regulatory authorities.
The theme of anti improper payment is based on livelihood funds such as benefiting agriculture and agriculture, exploring anti improper payment measures and methods for rural medical insurance, social security, and other agricultural and agricultural related funds, establishing a beneficiary database, and gradually expanding to anti improper payment for financial welfare projects such as urban medical insurance and social security.
By evaluating the improper payment rates of various fields and projects involved in fiscal funds, publishing and warning of improper payment rates in high-risk areas, the aim is to effectively manage fiscal funds and budget projects, reduce improper payment rates, reduce improper payments caused by errors, waste, fraud, abuse, and other reasons, and improve the security, standardization, and effectiveness of fiscal fund use.
1.1.2 Application level
Provincial level centralized, hierarchical authorization query.
1.1.3 Using departments and units
Data collection, data processing, data comparison, verification, data distribution, verification, data reception, data analysis
Regulatory department
Relevant business departments of the provincial government
Information Department ●
Corresponding departments of city and county finance bureaus
1.1.4 Business Process Diagram and Description
The anti improper payment system achieves real-time dynamic monitoring of the entire scope and process of the operation of fiscal special funds through functions such as data collection, data processing, comparative analysis, information verification, and business analysis, improving the overall effectiveness of fiscal supervision. As shown in the following figure
The main content of construction includes:
1. Realize real-time monitoring by provincial financial departments on various improper payment businesses involved (such as personal subsidy funds, township social security funds, and enterprise subsidy funds);
2. Based on the existing information system architecture, multiple modes of data exchange are adopted to achieve cross departmental information exchange and sharing with provincial public security, civil affairs, social security, disability federations and other competent departments;
3. Based on the financial data cloud exchange center, achieve vertical data extraction of local finance and other special funds (such as agricultural subsidy funds) projects, and form an anti improper payment data center;
4. Analyze and compare data through comparison rules, identify suspicious points in special fund payments, and push data to relevant departments for verification;
5. Receive verified information and analyze and display all data and results.
1.1.5 Description of Business Data Sources
Due to the various types of funds and departments involved in anti improper payments, such as public security, civil affairs, disabled persons' federations, social security, finance, etc., inspections of different types of funds will involve different data sources. Therefore, it is necessary to describe the data sources for various anti improper transactions, including but not limited to the following data sources:
1. Financial data: module data on financial budget items, indicators, payments, accounting, final accounts, etc. The data fields can be jointly determined with other themes.
2. Unit financial accounting data: Unit financial expenditure data, including reports, vouchers, accounts, attachments, etc.
3. Public security data: Personnel information data of public security, with a focus on whether they have died or not.
4. Disabled Persons' Federation Data: Detailed personnel data of the Disabled Persons' Federation, including disability categories, enjoyment levels, etc.
5. Business data: Relevant enterprise data, including projects eligible for subsidies.
6. Data from the National Development and Reform Commission: Relevant project data.
7. Supervisory unit data: including reported subsidy project data, subsidy personnel data, poverty alleviation data, etc.
8. Social security fund data: The distribution fund data and personnel data of social security funds, including enterprise employee basic pension insurance, new rural social pension insurance, urban resident social pension insurance, unemployment insurance, urban employee basic medical insurance, urban and rural resident basic medical insurance, work injury insurance, maternity insurance, employment work, basic public health services, minimum living guarantee for urban and rural residents, urban and rural medical assistance, natural disaster life assistance, other social assistance, compensation, resettlement, etc.
1.1.6 Detailed Business Description
1.1.6.1 Data comparison
After data collection, cleaning, and transformation, an anti improper payment data center was formed. According to the anti improper payment business inspection rules, classification information verification and comparison analysis were carried out based on different project characteristics. Improper payment data information was discovered, and the comparison rules were automatically or manually executed to generate comparison results. The comparison results generated can be promptly notified to relevant business personnel through the financial work portal. It is specifically divided into two stages: basic information verification and data comparison and analysis. For example:
1. Comparison of Township subsistence allowance data
Basic information verification: Improper payment verification of beneficiary basic information generated from agricultural subsidy projects.
On the basis of verifying basic information, data comparison analysis compares and analyzes basic information and project business information of beneficiaries for further verification. For example, the basic information verification only verifies whether the name and ID number are correct, and the data comparison analysis further verifies whether the person is dead, serving a sentence or at large. At the same time, compare the project application conditions and confirm whether this person meets the application requirements based on the project keywords.
2. Comparison of Social Security Fund Data
Daily verification: Screening for personnel and related information that do not meet the standards and regulations in the fundraising and daily management process of the fund, including comparing information from various departments to identify inconsistencies in the names of social security and public security personnel, health and public security personnel, multiple types of insurance, multiple regions, ID card numbers, and payment bases. As shown in the following figure
Explanation of verification content
Multiple types of insurance are repeatedly insured. In the same period of time in a certain social pooling area, insured persons participate in both enterprise employee pension insurance and urban and rural resident pension insurance at the same time
Repeated insured individuals from multiple regions with the same insurance type and time period (enterprise employee pension insurance, urban and rural resident pension insurance), and the same insured person participating in insurance at different agencies
Inconsistent payment base. The insured's payment base for various types of insurance is inconsistent, prompting verification to see if there is a problem of underpayment of premiums
Inconsistent names between social security and public security personnel should be compared based on public security information to determine if the names of social security personnel are inconsistent, and information verification and modification should be improved
The inconsistency between the names of the public security and health personnel is mainly based on public security information. Compare whether the names of the insured persons in the new rural cooperative medical system are inconsistent
Identity card duplicate, social identity card duplicate, prompt for information verification and modification
Verification of Benefits Payment: Screening for suspicious information in the process of fund benefits payment that does not meet the standards and regulations, including analyzing and comparing pension insurance business data to achieve situations where benefits have been received but are not included in public security information, multiple types of insurance enjoy benefits repeatedly, multiple regions enjoy benefits repeatedly, those who have died still receive pension benefits, those who have not completed their payment years receive pension benefits, those who have not died yet receive funeral and pension benefits, and those who have not reached retirement age receive pension benefits.
Explanation of verification content
Personnel who have received benefits but are not in the provincial public security database have enjoyed benefits but are not in the provincial population information database (including temporary residents), which may lead to the possibility of insurance fraud.
Multiple types of insurance are eligible for repeated benefits. Social security personnel who participate in the same period of time are entitled to both enterprise employee pension benefits and urban and rural pension benefits
Multiple regions enjoy the same benefits. The same insured person in the same social security system can enjoy enterprise employee pension benefits or urban-rural pension benefits in different agencies during the same period of time
Those who have died and still receive pension benefits are still receiving regular (non one-time) benefits for enterprise employees or urban and rural elderly care
Personnel in government agencies and public institutions receive enterprise pension insurance monitoring, and personnel in government agencies and public institutions repeatedly receive benefits
Individuals who have not yet completed their payment years and have not yet completed their 15 year payment period and are receiving regular (non one-time) benefits for enterprise employee pension or urban and rural pension
Individuals who have not reached the retirement age to receive pension benefits from social security contributions and have not reached the statutory retirement age to receive pension benefits
The 18 digit ID card does not conform to the provisions of the National Standard of the People's Republic of China GB11643-1999 on citizen ID number number, and the 15 digit ID card does not conform to the GB11643-1989 Social Security Number
3. Other special comparisons: Data verification will be conducted for other specialized businesses, such as verifying the multiple subsidies enjoyed by enterprises, verifying the receipt of enterprise support funds, and comparing poverty alleviation funds.
1.1.6.2 Data verification
Verification management adopts the method of verification orders, based on financial cloud exchange management to achieve information exchange between provincial departments and various departments.
1. Data push, automatically generate a list of suspicious points after data comparison and analysis, and send it to relevant departments for verification.
2. Result feedback: After verification by various departments, the verification results can be accepted and relevant reports and reports can be formed. And through integration with the financial supervision and management system, automatically generate financial supervision projects and send them to the financial supervision alternative project library, integrating collection, comparison, case selection, task allocation, inspection, and case review, achieving closed-loop management of improper payment business query, intelligent warning, processing plan, and tracking implementation, promoting the smooth implementation of subsidy fund projects and the effective realization of anti improper payment management goals, ultimately establishing a new budget management model that integrates anti improper payment management and project management.
1.1.6.3 Business analysis
The data display combines the financial work portal and mobile work platform front-end display tools to provide flexible, intuitive, and visual access to the data required for financial supervision for managers and decision-makers. Including:
1. Ad hoc analysis application display: arbitrarily select indicators, dimensions, and filtering conditions, quickly generate multi-dimensional analysis tables, query results, statistical graphics, etc;
2. Template analysis application display: Ad hoc analysis can achieve various temporary analysis queries, but the report presentation form is not rich enough, and the layout editing ability is weak. The report template function makes up for these shortcomings. Template analysis uses visual design tools to define various analysis reports, query templates, statistical chart templates, etc., and refreshes the analysis results when needed;
3. Data mining: Using mathematical statistics and artificial intelligence analysis methods to analyze data, using intuitive statistical charts and other analysis results to help users understand the characteristics of data and make management decisions.
Specifically, it includes:
1. Statistical analysis of project settings: Compare and display similar projects based on factors such as project subsidies, and consider the overall situation in a visual and coordinated manner.
2. Project expenditure basic information inquiry: It can be queried and counted based on the competent department, project name, project code, etc. The project name or code can be associated with the beneficiary database. This part of the query statistics belongs to common queries and statistical requirements.
3. Special Anti Improper Payment Query Statistics: Calculate the improper payment rate based on the number of suspected improper payments initially screened by each special system, different stages, and feedback adoption results.
4. Sub supervisor anti improper payment query statistics: Suspected improper payment rates, result adoption rates, etc. are calculated by the supervisory department, and the ratios of different specialties in the same department are compared and displayed, and different departments are compared and displayed.
5. Comprehensive monitoring and analysis of social security business: monitoring the consistency of the payment base of insured individuals, monitoring whether late fees are levied, monitoring the changes in the number of contributors of insured units, monitoring the benefits of pension insurance, work-related injury insurance, unemployment insurance, new rural insurance, and urban residential insurance, monitoring the situation of duplicate participation, monitoring the situation of duplicate benefits, monitoring the difference in work-related injury pension, etc.
1.2 Livelihood Map
1.2.1 Business Description
GIS geographic information system adopts secure, efficient, and mature spatial database technology to achieve integrated storage of business data and spatial data, with good concurrency, security, and manageability. The spatial database engine has many advantages, such as massive data management and seamless integration of multi-source data.
Based on geographic information, through data drilling, the people's situation, implementation of livelihood policies, and project implementation of various cities and counties in our province are presented layer by layer in the people's livelihood map. It can visually display the basic information and financial investment of public resources (such as schools, hospitals, etc.), the economic operation of cities and counties, and the distribution of financial livelihood funds related to individual subsidies (such as urban and rural subsistence allowances, agricultural subsidies, etc.).
1.2.2 Application level
Provincial level centralized, hierarchical authorization query.
1.2.3 Using departments and units
Data collection, data maintenance, map viewing
Regulatory department ●
Relevant business departments of the provincial department ●
Information Department ●
Corresponding departments of city and county finance bureaus ●
1.2.4 Business Process Diagram and Description
Implement graphical management of place names based on a large-scale fully component GIS platform. The management of place names mainly adopts a multi-level management model of provinces, cities, counties, and townships. Business managers directly connect the collected livelihood data to the data engine provided by the map. After being reviewed by the reviewers, the data becomes the official livelihood map data, thereby linking the livelihood data with the place name archive management system, achieving seamless connection between GIS data and livelihood data. Authorized personnel can view and display the results.
Explanation: The system in the above figure needs to collect shared data from the relevant livelihood departments (mainly including education, employment, finance, medical and health, social security, social management, etc.), such as financial fund data (including funds, projects, etc.), hospital data, school data, agricultural subsidies, social security subsidies, etc. At the same time, the data needs to be processed and loaded into a GIS database, and combined with GIS geographic data, it can be opened for browsing.
1.2.5 Description of Business Data Sources
Due to the wide variety of categories of livelihood data that GIS can display, different data sources are required to display different livelihood data. Therefore, it is necessary to describe different livelihood data sources, including but not limited to the following data sources:
1. Financial and livelihood fund data and project data: including project information, fund amount, issued amount, executed amount, project classification, issued region, project nature, etc.
2. Hospital data and medical financial fund data: including hospital name, address, basic information, amount of funds issued, and execution amount.
3. Transportation project data and financial fund data: including transportation project name, address, basic information, amount of funds issued, and execution amount.
4. School data and financial fund data: including school name, address, basic information, amount of funds issued, and execution amount.
5. Subsidy projects such as urban and rural subsistence allowances and agricultural subsidies, personnel data, and financial fund data: including township name, address, basic information, amount of funds issued, subsidy amount, and number of subsidy recipients.
6. Financial special transfer payment data and