Java源码——复利的计算(compound interest)

代码功能：

给出本金，计算在不同的年复合利率下不同经过年数（期数）对应的本息和。

 

代码：

package v1ch03.CompoundInterest;

/**
 * This program shows how to store tabular data in a 2D array.
 * @version 1.40 2004-02-10
 * @author Cay Horstmann
 */
public class CompoundInterest
{
   public static void main(String[] args)
   {
      final double STARTRATE = 10;
      final int NRATES = 6;
      final int NYEARS = 10;

      // set interest rates to 10 . . . 15%
      double[] interestRate = new double[NRATES];
      for (int j = 0; j < interestRate.length; j++)
         interestRate[j] = (STARTRATE + j) / 100.0;

      double[][] balances = new double[NYEARS][NRATES];

      // set initial balances to 10000
      for (int j = 0; j < balances[0].length; j++)
         balances[0][j] = 10000;

      // compute interest for future years
      for (int i = 1; i < balances.length; i++)
      {
         for (int j = 0; j < balances[i].length; j++)
         {
            // get last year's balances from previous row
            double oldBalance = balances[i - 1][j];

            // compute interest
            double interest = oldBalance * interestRate[j];

            // compute this year's balances
            balances[i][j] = oldBalance + interest;
         }
      }

      // print one row of interest rates
      for (int j = 0; j < interestRate.length; j++)
         System.out.printf("%9.0f%%", 100 * interestRate[j]);

      System.out.println();

      // print balance table
      for (double[] row : balances)
      {
         // print table row
         for (double b : row)
            System.out.printf("%10.2f", b);

         System.out.println();
      }
   }
}

运行结果：

10%       11%       12%       13%       14%       15%   10000.00  10000.00  10000.00  10000.00  10000.00  10000.00   11000.00  11100.00  11200.00  11300.00  11400.00  11500.00   12100.00  12321.00  12544.00  12769.00  12996.00  13225.00   13310.00  13676.31  14049.28  14428.97  14815.44  15208.75   14641.00  15180.70  15735.19  16304.74  16889.60  17490.06   16105.10  16850.58  17623.42  18424.35  19254.15  20113.57   17715.61  18704.15  19738.23  20819.52  21949.73  23130.61   19487.17  20761.60  22106.81  23526.05  25022.69  26600.20   21435.89  23045.38  24759.63  26584.44  28525.86  30590.23   23579.48  25580.37  27730.79  30040.42  32519.49  35178.76

在Excel中绘制图表如下：