分享一下我老师大神的人工智能教程。零基础!通俗易懂!风趣幽默!还带黄段子!希望你也加入到我们人工智能的队伍中来!https://blog.csdn.net/jiangjunshow
http://baike.baidu.com/view/136771.htm
信用风险管理,指的是针对交易对手、借款人或债券发行人
具有违约“可能性”所产生的风险,进行管理。详细拆分此风险成分,可以区分成“违约机率 default probability”、“违约后可回收比率 recovery rate”、“本金 principal”。
http://www.investopedia.com/terms/g/global_recovery_rate.asp#axzz1wDUDetRA
Definition of 'Global Recovery Rate'
A global measurement in the proportion of businesses that managed to recover more than 60% of their financial losses arising from corporate fraud. Acquiring economic crime insurance and earlier detection of fraudulent activities from controls is two of the best methods in increasing the likelihood of recovering stolen assets.Investopedia explains 'Global Recovery Rate'
According to data from PricewaterhouseCoopers' 2005 Global Economic Crime Survey, out of the 3600+ companies surveyed worldwide, it was found that 45% of them experienced some form of economic crime during 2003 - 2005. Unfortunately, the global recovery rate was only 27%. In other words, most firms affected by fraud and other economic crimes do not recover most of their losses, which can be substantial as the average amount of loss is $1.7 million.
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http://news.china-b.com/yxdt/20090220/238188_1.html
回收率(RecoveryRate)是一