TopCoder 250 points 12-SRM 149 DIV 2 103.92/250 41.57%

Problem Statement
	In documents, it is frequently necessary to write monetary amounts in a standard format. We have decided to format amounts as follows: the amount must start with '$' the amount should have a leading '0' if and only if it is less then 1 dollar. the amount must end with a decimal point and exactly 2 following digits. the digits to the left of the decimal point must be separated into groups of three by commas (a group of one or two digits may appear on the left). Create a class FormatAmt that contains a method amount that takes two int's, dollars and cents, as inputs and returns the properly formatted String.
Definition
	Class: FormatAmt Method: amount Parameters: int, int Returns: String Method signature: String amount(int dollars, int cents) (be sure your method is public)
Notes
-	One dollar is equal to 100 cents.
Constraints
-	dollars will be between 0 and 2,000,000,000 inclusive
-	cents will be between 0 and 99 inclusive
Examples
0)
	123456 0 Returns: "$123,456.00" Note that there is no space between the $ and the first digit.
1)
	49734321 9 Returns: "$49,734,321.09"
2)
	0 99 Returns: "$0.99" Note the leading 0.
3)
	249 30 Returns: "$249.30"
4)
	1000 1 Returns: "$1,000.01"

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写了个很土的办法，，别人有两行就搞定的，要提高基本功啊

public class FormatAmt {

	public static String amount(int dollars, int cents) {
		int numOfComma = 0;
		String s1 = dollars + "";
		int len1 = s1.length(), lenA = len1;
		String s2 = cents + "";
		int len2 = s2.length();
		boolean canBeDivided = false;
		if (len1 % 3 == 0) {
			canBeDivided = true;
		}
		int l = len1 / 3;
		if (len1 > 3) {
			numOfComma = canBeDivided ? l - 1 : l;
		}
		StringBuilder sb = new StringBuilder();
		sb.append("$");
		if (numOfComma > 0) {
			char a[] = s1.toCharArray();
			char b[] = new char[len1 + numOfComma];
			int temBlen = b.length;
			for (int j = 0, i = temBlen - 1; i >= 0; i--)
				if (j == 3) {
					b[i] = ',';
					j = 0;
				} else {
					b[i] = a[--lenA];
					j++;
				}
			for (int i = 0; i < b.length; i++)
				sb.append(b[i]);
		} else {
			sb.append(s1);
		}

		sb.append(".");
		if (len2 == 2)
			sb.append(s2);
		else
			sb.append("0").append(s2);
		return sb.toString();

	}
}