#贷款计算
#百分比 利率
m_rate_basic = 5.9
m_rate_fund = 4.0
#利率优惠
m_multi = 1.1
#m_rate_basic = 6.1
#m_rate_fund = 4
#m_multi = 1
#以元为单位 贷款本金
m_money_basic = 1000000
m_money_fund = 300000
#以年为单位 贷款年数
m_year = 22
#等额本息
#等额本息计算公式:〔贷款本金×月利率×(1+月利率)^还款月数〕÷〔(1+月利率)^还款月数-1〕
#m_1 = m_money_basic * (m_rate_basic * m_multi) * ((1+ m_rate_basic * m_multi) ^ int(m_year * 12))
#m_1 = (m_money_basic * (m_rate_basic*m_multi/100) * pow((1+ (m_rate_basic*m_multi/100)),m_year*12))/pow((1+ (m_rate_basic*m_multi/100)),m_year*12-1)
#m_1 = (m_money_basic * (m_rate_basic*m_multi/100) * pow((1+ (m_rate_basic*m_multi/100)),m_year*12))/(pow((1+ (m_rate_basic*m_multi/100)),m_year*12)-1)
m_1 = (m_money_basic * (m_rate_basic*m_multi/100/12) * pow((1+ (m_rate_basic*m_multi/100/12)),m_year*12))/(pow((1+ (m_rate_basic*m_multi/100/12)),m_year*12)-1)
m = pow(2,3)
print m
print m_1
print 2**4
#等额本金
#每月还款金额 = (贷款本金 ÷ 还款月数)+(本金 — 已归还本金累计额)×每月利率,其中^符号表示乘方。
for i in xrange(m_year*12):
#print i+1
m_2 = (m_money_basic/m_year/12) + (m_money_basic-i*m_money_basic/m_year/12)*m_rate_basic/12/100
print m_2
贷款计算
最新推荐文章于 2022-12-28 16:44:38 发布