rba kyc_使用AI OCR计算机视觉工具对kyc进行文档验证

rba kyc

AI-OCR is a tool created using Deep Learning and Computer Vision. This tool is useful in the process of Document Verification & KYC for Financial Institutions.

AI-OCR是使用深度学习和计算机视觉创建的工具。 此工具在金融机构的文件验证和KYC过程中很有用。

First of all, let’s begin with — What is KYC?Know Your Customer” or KYC is an important term used by businesses and refers to the process of verification of the identity of the customers and clients either before or during the start of doing business with them. Banks, digital payment companies, or any kind of financial institutions are now required by the RBI norms to have their customers KYC process completed before allowing them complete access to all services.KYC Process requires document verification and validation by an executive from the company’s side but during this COVID time it has become a difficult task as people are not willing to step off their houses, so here comes the need for E-KYC backed by AI & Computer Vision.

首先，让我们开始-什么是KYC？ “了解您的客户”或KYC是企业使用的重要术语，是指在与他们开展业务之前或过程中验证客户和客户身份的过程。 RBI规范现在要求银行，数字支付公司或任何类型的金融机构必须先完成其客户的KYC流程，然后才能完全访问所有服务。KYC流程需要公司方面的主管人员进行文件验证和确认，但在这段COVID期间，由于人们不愿离开自己的房子，这已成为一项艰巨的任务，因此，需要AI和Computer Vision支持的E-KYC。

To make the process more efficient and robust, the power of Artificial Intelligence can be leveraged and I will walk through this technique in detail in this article.

为了使该过程更加有效和健壮，可以利用人工智能的力量，我将在本文中详细介绍该技术。

How can AI help in KYC?The AI-OCR tool automatically captures, extracts, and creates an editable and searchable copy of the customer data for an efficient KYC completion.AI-OCR tool is very apt for the Document Verification process as it performs operation on extracted text using OCR and performs verification and Validation check.

人工智能如何在KYC中提供帮助？ AI-OCR工具自动捕获，提取并创建可编辑和可搜索的客户数据副本，以实现高效的KYC完成.AI-OCR工具非常适合文档验证过程，因为它使用OCR对提取的文本执行操作并执行验证和确认检查。

In this tutorial, I will take the example Aadhaar card for document verification as Aadhaar is accepted everywhere in the country.

在本教程中，我将以Aadhaar卡为例来进行文档验证，因为Aadhaar在全国各地都被接受。

Aadhaar卡的独特功能-： (Unique Features of Aadhaar card -:)

Every document has some unique features which make it different from othersAadhaar has these unique features -:1. Emblem2. GOVERNMENT OF INDIA [GOI] Symbol3. QR Code4. Design of AadhaarSo, it’s now our choice on which features we want to train our Machine Learning model. I chose Emblem, GOI Symbol, Aadhaar Card, as earlier versions of Aadhaar had a barcode instead of a QR code, so I decided to omit it out because I wanted my model to be robust and efficient at the same time.

每个文档都有一些独特的功能使其与众不同Aadhaar具有这些独特的功能-：1。 标志2。 印度政府[GOI]符号3。 QR Code 4。 Aadhaar的设计因此，现在我们要选择我们要训练机器学习模型的功能。 我选择了Emblem，GOI Symbol，Aadhaar卡，因为早期版本的Aadhaar带有条形码而不是QR码，因此我决定将其省略，因为我希望我的模型同时具有鲁棒性和效率。

These features make the Aadhaar card distinguishable from other documents and help in validating whether the submitted document is an Aadhaar or not.

这些功能使Aadhaar卡有别于其他文档，并有助于验证提交的文档是否为Aadhaar。

方法 (METHODOLOGY)

步骤1：对输入图像进行预处理(STEP 1: Pre-Processing of Input Images)

To verify a document first it needs to be processed as it may contain noise and that can affect the validation process, so in this case image will be processed first and noise will be eliminated using Gaussian Noise Filter or any other suitable noise removal filter can be used, it all depends on the quality of input data.Now when noise is removed from the image, the Region of interest (in this case Aadhaar card) will be extracted out and this can be performed using the Canny Edge detection algorithm. We extract the region of interest to remove any irrelevant data present in the input image.

为了首先验证文档，需要对其进行处理，因为它可能包含噪声并可能影响验证过程，因此在这种情况下，将首先处理图像，并使用高斯噪声过滤器或任何其他合适的噪声去除过滤器将噪声消除。现在，当从图像中去除噪声时，将提取感兴趣的区域(在本例中为Aadhaar卡)，并且可以使用Canny Edge检测算法来执行此操作。 我们提取感兴趣区域以删除输入图像中存在的任何不相关数据。