big data02

So we can summary the description of the users from three aspects. The first one is about the single user and the second one is about the finance institution the third one is about the government.
We can use the technology of big data so as to get the users description clearly and precisely so as to describe the users from all aspects about their cultural levels. And profession incomes those statistics characteristics and consumer abilities and risks preference can describe the Users from all aspects.As for those Enterprise users, we can make their situation visible. Those Information including the product operation and capital flows.Based on the single person and Enterprise users, we can make diverse description of those users of the finance institutions so as to give precise and specific service to those customers and users so as to improve the competitive Abilities of those banks.And about the big data risk management we can explore from three aspects the first one is about the single user the second one is about the finance institution the third one is about the government so as to release the risk of finance and to ensure the security of finance.For personal users we can dig out the finance Information so as to precisely analyze the risk preference of those personal users and with the limitation of personal finance characteristics and Information resources, those consumers and customers and users can choose the fitted investment groups for themselves so as to get the biggest profit within the controlled risks.The second one is about the finance institutions. We can use the finance big data technology so as to recognize the users and to manage those customer risk.To know those applications specifically, they include the management of credit and the anti fraud of trees and the analyze and decision of institution operations and the personalized finance products and the precise marketing and the analyze of potential customers and users.So as for the application of finance institutions, we need to know more about the specific affairs of those institutions such as the banks and other institutions including the insurance sales and so on.Because the specific working affairs and progress needs to be taken into control for the detailed working progress.And we need to know the f RM certification so as to know more about the risk, including credit risk operation risk and so on.The third one is about the government. The technology of big data can hit those illegal collection of money and the wire fraud and the multi level marketing and so on. So during the progress we can use the technology of big data so as to trace the capital flow and affairs so as to release the risk of finance so as to protect the public security.And does the users description of finance big data technology and we can know from three aspects so as to use the big data technology in finance industry precisely and correctly.