第二章第十三题(金融应用:复利值)(Financial application: compound value)

**2.13(金融应用:复利值)假设你每月向银行账户存100美元,年利率为5%,那么每月利率是0.05/12=0.00417。

第一个月之后,账户上的值就变成:
100 * (1 + 0.00417) = 100.417
第二个月之后,账户上的值就变成:
(100 + 100.417) * (1 + 0.00417) = 201.252
第三个月之后,账户上的值就变成:
(100 + 201.252) * (1 + 0.00417) = 302.507
以此类推。

编写程序显示六个月后账户上的钱数。(在编程练习题5.30中,你将使用循环来简化这里的代码,并能显示任何一个月之后的账户值。)

Enter the monthly saving amount:100
After the sixth month,the account value is $608.81

2.13 (Financial application: compound value) Suppose you save $100 each month in a savings account with annual interest rate 5%. Thus, the monthly interest rate is 0.05/12 = 0.00417.

After the first month, the value in the account becomes
100 * (1 + 0.00417) = 100.417
After the second month, the value in the account becomes
(100 + 100.417) * (1 + 0.00417) = 201.252
After the third month,the value in the account becomes
(100 + 201.252) * (1 + 0.00417) = 302.507
and so on.

Write a program that prompts the user to enter a monthly saving amount and displays the account value after the sixth month. (In Exercise 5.30, you will use a loop to simplify the code and display the account value for any month.)

下面是参考答案代码:

import java.util.*;

public class CalculateCompoundValueQuestion13 {
	public static void main(String[] args) {
		double FirstMonthMoney,SecondMonthMoney,
			   ThirdMonthMoney,FourthMonthMoney,
			   FifthMonthMoney,SixthMonthMoney,MoneyMonthSaveAmount,
			   TestAccountValue;
		
		System.out.print("Enter the monthly saving amount:");
		Scanner MoneyInput = new Scanner(System.in);
		MoneyMonthSaveAmount = MoneyInput.nextDouble();
		
		FirstMonthMoney = 100 * (1 + 0.00417);
		SecondMonthMoney = (100 + FirstMonthMoney) * (1 + 0.00417);
		ThirdMonthMoney = (100 + SecondMonthMoney) * (1 + 0.00417);
		FourthMonthMoney = (100 + ThirdMonthMoney) * (1 + 0.00417);
		FifthMonthMoney = (100 + FourthMonthMoney) * (1 + 0.00417);
		SixthMonthMoney = (100 + FifthMonthMoney) * (1 + 0.00417);
		
		System.out.println("After the sixth month,the account value is $" + SixthMonthMoney);

		MoneyInput.close();
	}
}

运行效果:

在这里插入图片描述

注:编写程序要养成良好习惯
如:1.文件名要用英文,具体一点
2.注释要英文
3.变量命名要具体,不要抽象(如:a,b,c等等),形式要驼峰化
4.整体书写风格要统一(不要这里是驼峰,那里是下划线,这里的逻辑段落空三行,那里相同的逻辑段落空5行等等)

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