where it says "If you see a warning in Keychain Access that the certificate was signed by an unknown authority or that it has an invalid issuer, make sure you have the WWDR intermediate certificate - G2 and the Apple Root CA - G2 installed in your keychain. You can download them from apple.com/certificateauthority."
After downloading and adding "Worldwide Developer Relations - G2 Certificate " certificates into key chain. Now its is saying "This certificate is valid"
https://www.apple.com/certificateauthority/
https://stackoverflow.com/questions/52852140/apple-pay-payment-certificate-is-not-trusted