apr 转 irr

/**
	 * apr转irr
	 * @return
	 */
	public static String irrRate(double aprRate) {
		Double beginningLoanAmount=100d; 
		Double monthlyRepayment=((100*aprRate)+100)/12;
		Double repaymentPeriod=12d;
        double rate = 1, x, jd = 0.1, side = 0.1, i = 1;
        String text = "";
        int cnt = 120;
        int ina = 14;
        // if (c == 1) {
        // cnt = 20;
        // }
        if (Math.abs(repaymentPeriod - 1) < 0.0000000001) {
            double bb = monthlyRepayment;
            double aa = beginningLoanAmount;
            double cc = (bb - aa) / aa;
            NumberFormat nf = NumberFormat.getInstance();
            nf.setMinimumFractionDigits(17);
            return nf.format(cc);
        }
        if (repaymentPeriod <= 0) {
            return "0";
        }
        do {
            x = beginningLoanAmount / monthlyRepayment - (Math.pow(1 + rate, repaymentPeriod) - 1)
                    / (Math.pow(rate + 1, repaymentPeriod) * rate);
            if (x * side > 0) {
                side = -side;
                jd *= 10;
            }
            rate += side / jd;
        } while (i++ < cnt && Math.abs(x) >= 1 / Math.pow(10, ina));
        if (i > cnt) {
            text = rate + "";
            return text;
        }
        text = rate*12 + "";
        return text;
    }